Low cost skin substitute app at 39-3714515 BMH Oktibbeha County

400 HOSPITAL DRIVE, STARKVILLE, MS · Baptistonline · · NPI 1154310514

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Sep 16, 2026

$2,688.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,201.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,238.45 with AMBETTER vs $4,201.00 with BLUECROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMBETTER AMBETTER INSURANCE EXCHANGE $1,238.45 ↓ -54%
MPCN MPCN- COMMERCIAL BUSINESS $2,100.50 ↓ -22%
MPCN-CHIP MPCN- MAGNOLIA CHIP $2,100.50 ↓ -22%
AETNA AETNA $2,310.55 ↓ -14%
STATE_OF_MS STATE OF MS BLUE CROSS $2,892.35 ↑ +8%
HEALTHLINK HEALTH LINK $2,940.70 ↑ +9%
FOXEVERETT FOX EVERETT $2,940.70 ↑ +9%
UNITED-STUDENT UNITED HEALTHCARE STUDENT $3,150.75 ↑ +17%
PPOPLUS PPOPLUS $3,150.75 ↑ +17%
MULTIPLAN MULTIPLAN $3,150.75 ↑ +17%
MPEEBT MS PUBLIC ENTITY EMPLOYEE BENEFIT TRUST $3,570.85 ↑ +33%
UNITED-INTEGRATED UNITEDHEALTH INTEGRATED $3,780.90 ↑ +41%
GROUP_PENSION GROUP AND PENSION ADMINISTRATORS $3,780.90 ↑ +41%
CIGNA CIGNA $3,955.70 ↑ +47%
BLUECROSS BLUE CROSS OF MS $4,201.00 ↑ +56%

Visitor-reported prices

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Low cost skin substitute app at other Mississippi hospitals

Hospital City Cash price Negotiated range
64-0682111 BMH DeSoto Southaven $847.00 $1,591.28 – $4,690.08
64-0772726 BMH North Mississippi Oxford $1,224.29 $1,277.00 – $4,659.65
64-0844470 MBMC Yazoo Yazoo City $801.96 $1,600.72 – $1,632.73
62-1519754 BMH Golden Triangle Columbus $444.50 $1,277.00 – $4,684.85
64-0881013 MBMC Jackson Jackson $373.38 $1,568.00 – $4,649.82
45-2896080 MBMC Leake Carthage $880.20 $610.00 – $1,632.73
64-0663760 BMH Booneville Booneville $1,016.40 $1,564.20 – $4,562.24

All Mississippi hospitals for this procedure →