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400 HOSPITAL DRIVE, STARKVILLE, MS · Baptistonline · · NPI 1154310514

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Sep 16, 2026

$816.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,275.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$388.07 with MSCAN_TRUECARE vs $1,259.77 with UNITED — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MSCAN_TRUECARE MSCAN TRUECARE $388.07 ↓ -52%
AMBETTER AMBETTER INSURANCE EXCHANGE $419.56 ↓ -49%
VA_PCCC VA PATIENT CENTERED COMMUNITY CARE $441.74 ↓ -46%
MEDICARE MEDICARE $464.99 ↓ -43%
HUMANA_MA HUMANA MEDICARE ADVANTAGE $464.99 ↓ -43%
TRICARE TRICARE $464.99 ↓ -43%
MSCAN_MAGNOLIA MSCAN MAGNOLIA $795.72 ↓ -2%
MSCAN_MOLINA MSCAN MOLINA $795.72 ↓ -2%
FOXEVERETT FOX EVERETT $892.50 ↑ +9%
HUMANA HUMANA COMMERCIAL $892.50 ↑ +9%
HEALTHLINK HEALTH LINK $892.50 ↑ +9%
STATE_OF_MS STATE OF MS BLUE CROSS $951.79 ↑ +17%
MULTIPLAN MULTIPLAN $956.25 ↑ +17%
PPOPLUS PPOPLUS $956.25 ↑ +17%
UNITED-STUDENT UNITED HEALTHCARE STUDENT $956.25 ↑ +17%
NORTH AMERICA ADMIN NORTH AMERICA ADMINISTRATORS $976.47 ↑ +20%
MPEEBT MS PUBLIC ENTITY EMPLOYEE BENEFIT TRUST $1,083.75 ↑ +33%
MOLINA_CHIP MOLINA CHIP $1,088.60 ↑ +33%
MPCN MPCN- COMMERCIAL BUSINESS $1,109.85 ↑ +36%
MPCN-CHIP MPCN- MAGNOLIA CHIP $1,128.76 ↑ +38%
UNITED-INTEGRATED UNITEDHEALTH INTEGRATED $1,147.50 ↑ +41%
GROUP_PENSION GROUP AND PENSION ADMINISTRATORS $1,147.50 ↑ +41%
CIGNA CIGNA $1,244.02 ↑ +52%
BLUECROSS BLUE CROSS OF MS $1,254.30 ↑ +54%
GOLDEN RULE GOLDEN RULE $1,259.77 ↑ +54%
UMR UMR $1,259.77 ↑ +54%
UNITED UNITED HEALTHCARE $1,259.77 ↑ +54%

Visitor-reported prices

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