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400 HOSPITAL DRIVE, STARKVILLE, MS · Baptistonline · · NPI 1154310514

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Sep 16, 2026

$836.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,307.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$719.13 with AETNA vs $4,245.88 with MPCN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA AETNA $719.13 ↓ -14%
HEALTHLINK HEALTH LINK $915.25 ↑ +9%
HUMANA HUMANA COMMERCIAL $915.25 ↑ +9%
FOXEVERETT FOX EVERETT $915.25 ↑ +9%
MULTIPLAN MULTIPLAN $980.63 ↑ +17%
UNITED-STUDENT UNITED HEALTHCARE STUDENT $980.63 ↑ +17%
PPOPLUS PPOPLUS $980.63 ↑ +17%
MPEEBT MS PUBLIC ENTITY EMPLOYEE BENEFIT TRUST $1,111.38 ↑ +33%
GROUP_PENSION GROUP AND PENSION ADMINISTRATORS $1,176.75 ↑ +41%
UNITED-INTEGRATED UNITEDHEALTH INTEGRATED $1,176.75 ↑ +41%
UMR UMR $1,307.50 ↑ +56%
BLUECROSS BLUE CROSS OF MS $1,307.50 ↑ +56%
CIGNA CIGNA $1,307.50 ↑ +56%
GOLDEN RULE GOLDEN RULE $1,307.50 ↑ +56%
AMBETTER AMBETTER INSURANCE EXCHANGE $1,307.50 ↑ +56%
HUMANA_MA HUMANA MEDICARE ADVANTAGE $1,307.50 ↑ +56%
MOLINA_CHIP MOLINA CHIP $1,307.50 ↑ +56%
MPCN-CHIP MPCN- MAGNOLIA CHIP $1,307.50 ↑ +56%
TRICARE TRICARE $1,307.50 ↑ +56%
STATE_OF_MS STATE OF MS BLUE CROSS $1,307.50 ↑ +56%
UNITED UNITED HEALTHCARE $1,307.50 ↑ +56%
MSCAN_MAGNOLIA MSCAN MAGNOLIA $1,307.50 ↑ +56%
MSCAN_MOLINA MSCAN MOLINA $1,307.50 ↑ +56%
MSCAN_TRUECARE MSCAN TRUECARE $1,307.50 ↑ +56%
NORTH AMERICA ADMIN NORTH AMERICA ADMINISTRATORS $1,307.50 ↑ +56%
VA_PCCC VA PATIENT CENTERED COMMUNITY CARE $1,689.93 ↑ +102%
MEDICARE MEDICARE $1,778.87 ↑ +113%
MPCN MPCN- COMMERCIAL BUSINESS $4,245.88 ↑ +407%

Visitor-reported prices

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