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400 HOSPITAL DRIVE, STARKVILLE, MS · Baptistonline · · NPI 1154310514

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Sep 16, 2026

$451.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$705.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$182.80 with MSCAN_TRUECARE vs $576.17 with GOLDEN RULE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MSCAN_TRUECARE MSCAN TRUECARE $182.80 ↓ -59%
MSCAN_MAGNOLIA MSCAN MAGNOLIA $182.80 ↓ -59%
MSCAN_MOLINA MSCAN MOLINA $182.80 ↓ -59%
AMBETTER AMBETTER INSURANCE EXCHANGE $191.89 ↓ -57%
VA_PCCC VA PATIENT CENTERED COMMUNITY CARE $202.03 ↓ -55%
TRICARE TRICARE $212.67 ↓ -53%
MEDICARE MEDICARE $212.67 ↓ -53%
HUMANA_MA HUMANA MEDICARE ADVANTAGE $212.67 ↓ -53%
MOLINA_CHIP MOLINA CHIP $265.06 ↓ -41%
AETNA AETNA $387.75 ↓ -14%
HEALTHLINK HEALTH LINK $412.30 ↓ -9%
HUMANA HUMANA COMMERCIAL $412.30 ↓ -9%
FOXEVERETT FOX EVERETT $412.30 ↓ -9%
STATE_OF_MS STATE OF MS BLUE CROSS $429.71 ↓ -5%
MULTIPLAN MULTIPLAN $441.75 ↓ -2%
PPOPLUS PPOPLUS $441.75 ↓ -2%
UNITED-STUDENT UNITED HEALTHCARE STUDENT $441.75 ↓ -2%
NORTH AMERICA ADMIN NORTH AMERICA ADMINISTRATORS $446.60 ↓ -1%
MPEEBT MS PUBLIC ENTITY EMPLOYEE BENEFIT TRUST $500.65 ↑ +11%
MPCN MPCN- COMMERCIAL BUSINESS $507.60 ↑ +13%
MPCN-CHIP MPCN- MAGNOLIA CHIP $516.25 ↑ +14%
UNITED-INTEGRATED UNITEDHEALTH INTEGRATED $530.10 ↑ +17%
GROUP_PENSION GROUP AND PENSION ADMINISTRATORS $530.10 ↑ +17%
BLUECROSS BLUE CROSS OF MS $563.60 ↑ +25%
CIGNA CIGNA $574.84 ↑ +27%
UMR UMR $576.17 ↑ +28%
UNITED UNITED HEALTHCARE $576.17 ↑ +28%
GOLDEN RULE GOLDEN RULE $576.17 ↑ +28%

Visitor-reported prices

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