Aqua therapy w/exercise/ea 15 min 97113 at 39-3714515 BMH Oktibbeha County

400 HOSPITAL DRIVE, STARKVILLE, MS · Baptistonline · · NPI 1154310514

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Sep 16, 2026

$35.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.95 with MPCN-CHIP vs $55.90 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MPCN-CHIP MPCN- MAGNOLIA CHIP $27.95 ↓ -22%
MSCAN_MAGNOLIA MSCAN MAGNOLIA $30.07 ↓ -16%
MSCAN_TRUECARE MSCAN TRUECARE $30.07 ↓ -16%
MSCAN_MOLINA MSCAN MOLINA $30.07 ↓ -16%
VA_PCCC VA PATIENT CENTERED COMMUNITY CARE $32.40 ↓ -9%
TRICARE TRICARE $33.41 ↓ -7%
MEDICARE MEDICARE $34.11 ↓ -5%
MPCN MPCN- COMMERCIAL BUSINESS $34.11 ↓ -5%
HUMANA_MA HUMANA MEDICARE ADVANTAGE $34.11 ↓ -5%
AETNA AETNA $34.27 ↓ -4%
AMBETTER AMBETTER INSURANCE EXCHANGE $37.52 ↑ +5%
UMR UMR $38.99 ↑ +9%
GOLDEN RULE GOLDEN RULE $38.99 ↑ +9%
UNITED UNITED HEALTHCARE $38.99 ↑ +9%
HEALTHLINK HEALTH LINK $39.13 ↑ +9%
FOXEVERETT FOX EVERETT $39.13 ↑ +9%
STATE_OF_MS STATE OF MS BLUE CROSS $40.09 ↑ +12%
MULTIPLAN MULTIPLAN $41.93 ↑ +17%
PPOPLUS PPOPLUS $41.93 ↑ +17%
UNITED-STUDENT UNITED HEALTHCARE STUDENT $41.93 ↑ +17%
BLUECROSS BLUE CROSS OF MS $42.00 ↑ +17%
MOLINA_CHIP MOLINA CHIP $43.60 ↑ +22%
MPEEBT MS PUBLIC ENTITY EMPLOYEE BENEFIT TRUST $47.52 ↑ +33%
GROUP_PENSION GROUP AND PENSION ADMINISTRATORS $50.31 ↑ +41%
UNITED-INTEGRATED UNITEDHEALTH INTEGRATED $50.31 ↑ +41%
NORTH AMERICA ADMIN NORTH AMERICA ADMINISTRATORS $55.90 ↑ +56%
CIGNA CIGNA $55.90 ↑ +56%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Mississippi hospitals

Hospital City Cash price Negotiated range
64-0682111 BMH DeSoto Southaven $22.00 $23.96 – $206.00
64-0772726 BMH North Mississippi Oxford $25.30 $23.96 – $181.00
62-1519754 BMH Golden Triangle Columbus $27.50 $23.96 – $193.00
81-3257997 BMH Calhoun Calhoun City $57.20 $39.10 – $39.10
64-0663760 BMH Booneville Booneville $26.40 $23.96 – $39.10

All Mississippi hospitals for this procedure →