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400 HOSPITAL DRIVE, STARKVILLE, MS · Baptistonline · · NPI 1154310514

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Sep 16, 2026

$394.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$616.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$202.38 with MSCAN_TRUECARE vs $616.00 with GOLDEN RULE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MSCAN_TRUECARE MSCAN TRUECARE $202.38 ↓ -49%
AMBETTER AMBETTER INSURANCE EXCHANGE $217.58 ↓ -45%
VA_PCCC VA PATIENT CENTERED COMMUNITY CARE $229.08 ↓ -42%
MEDICARE MEDICARE $241.14 ↓ -39%
HUMANA_MA HUMANA MEDICARE ADVANTAGE $241.14 ↓ -39%
TRICARE TRICARE $241.14 ↓ -39%
MSCAN_MAGNOLIA MSCAN MAGNOLIA $401.36 ↑ +2%
MSCAN_MOLINA MSCAN MOLINA $401.36 ↑ +2%
FOXEVERETT FOX EVERETT $431.20 ↑ +9%
HUMANA HUMANA COMMERCIAL $431.20 ↑ +9%
HEALTHLINK HEALTH LINK $431.20 ↑ +9%
STATE_OF_MS STATE OF MS BLUE CROSS $447.20 ↑ +13%
MULTIPLAN MULTIPLAN $462.00 ↑ +17%
PPOPLUS PPOPLUS $462.00 ↑ +17%
UNITED-STUDENT UNITED HEALTHCARE STUDENT $462.00 ↑ +17%
NORTH AMERICA ADMIN NORTH AMERICA ADMINISTRATORS $506.39 ↑ +28%
MPEEBT MS PUBLIC ENTITY EMPLOYEE BENEFIT TRUST $523.60 ↑ +33%
GROUP_PENSION GROUP AND PENSION ADMINISTRATORS $554.40 ↑ +41%
UNITED-INTEGRATED UNITEDHEALTH INTEGRATED $554.40 ↑ +41%
MOLINA_CHIP MOLINA CHIP $569.65 ↑ +44%
MPCN MPCN- COMMERCIAL BUSINESS $575.56 ↑ +46%
MPCN-CHIP MPCN- MAGNOLIA CHIP $585.37 ↑ +48%
CIGNA CIGNA $601.61 ↑ +53%
UNITED UNITED HEALTHCARE $616.00 ↑ +56%
BLUECROSS BLUE CROSS OF MS $616.00 ↑ +56%
UMR UMR $616.00 ↑ +56%
GOLDEN RULE GOLDEN RULE $616.00 ↑ +56%

Visitor-reported prices

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