Prcrd drg 6+yr without anomly at 64-0682111 BMH DeSoto
7601 Southcrest Parkway, Southaven, MS · Baptistonline · · NPI 1194789818
$499.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,498.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$249.48 with Aetna vs $4,722.27 with Oscar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $249.48 | ↓ -50% |
| United Healthcare | CHIP | $445.00 | ↓ -11% |
| Magnolia MS | Exchange | $547.31 | ↑ +10% |
| Aetna | Commercial | $649.48 | ↑ +30% |
| PPO Holdings | Commercial | $949.24 | ↑ +90% |
| Magnolia Regional Health Center | Commercial | $999.20 | ↑ +100% |
| Cooper Realty | Commercial | $999.20 | ↑ +100% |
| Multiplan | MPI Primary Network | $1,074.14 | ↑ +115% |
| Littler | Commercial | $1,249.00 | ↑ +150% |
| Molina | Exchange | $1,249.00 | ↑ +150% |
| Molina | CHIP | $1,249.00 | ↑ +150% |
| MPCN | PPO/HMO | $1,298.96 | ↑ +160% |
| First Choice Health Plan of MS | Commercial | $1,323.94 | ↑ +165% |
| Humana | PPO | $1,398.88 | ↑ +180% |
| NovaSys | All | $1,448.84 | ↑ +190% |
| Primewell | Commercial | $1,498.80 | ↑ +200% |
| AR BCBS | LPPO | $1,498.80 | ↑ +200% |
| AR BCBS | Medicare | $1,498.80 | ↑ +200% |
| Advanced Health Systems Inc. | Commercial | $1,498.80 | ↑ +200% |
| Access Health Services | Commercial | $1,498.80 | ↑ +200% |
| TN BCBS | Network E | $1,854.00 | ↑ +271% |
| QCA | All | $1,873.50 | ↑ +275% |
| Multiplan | Complementary Network | $1,873.50 | ↑ +275% |
| Christian Health Aid | Commercial | $1,998.40 | ↑ +300% |
| PPO Plus | Commercial | $1,998.40 | ↑ +300% |
| Humana | CPOS/HMO/NPOS | $2,014.50 | ↑ +303% |
| TN BCBS | Network L | $2,059.00 | ↑ +312% |
| St. Jude Children's Hospital | Commercial | $2,248.20 | ↑ +350% |
| TN BCBS | Network S | $3,775.00 | ↑ +656% |
| TN BCBS | Network P | $3,775.00 | ↑ +656% |
| Oscar | Commercial | $4,722.27 | ↑ +845% |
Visitor-reported prices
Comments
Prcrd drg 6+yr without anomly at other Mississippi hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| 64-0772726 BMH North Mississippi | Oxford | $850.08 | $249.48 – $445.00 |
| 62-1519754 BMH Golden Triangle | Columbus | $584.00 | $249.48 – $445.00 |