Observation per hour at 64-0682111 BMH DeSoto
7601 Southcrest Parkway, Southaven, MS · Baptistonline · · NPI 1194789818
$0.67
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3.37
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.44 with Magnolia MS vs $3,971.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Magnolia MS | Exchange | $0.44 | ↓ -34% |
| Aetna | Commercial | $0.53 | ↓ -21% |
| PPO Holdings | Commercial | $0.77 | ↑ +15% |
| Cooper Realty | Commercial | $0.81 | ↑ +21% |
| Magnolia Regional Health Center | Commercial | $0.81 | ↑ +21% |
| Multiplan | MPI Primary Network | $0.87 | ↑ +30% |
| Molina | Exchange | $1.01 | ↑ +51% |
| Littler | Commercial | $1.01 | ↑ +51% |
| Molina | CHIP | $1.01 | ↑ +51% |
| MPCN | PPO/HMO | $1.05 | ↑ +57% |
| First Choice Health Plan of MS | Commercial | $1.07 | ↑ +60% |
| Humana | CPOS/HMO/NPOS | $1.09 | ↑ +63% |
| AR BCBS | TrueBlue Individual Metallic-Level Plan | $1.11 | ↑ +66% |
| AR BCBS | Preferred Payment Plan | $1.11 | ↑ +66% |
| AR BCBS | HealthAdvantage HMO | $1.11 | ↑ +66% |
| AR BCBS | TrueBlue Exchange PPO/TrueBlue Non-Exchange PPO | $1.11 | ↑ +66% |
| AR BCBS | FirstSource PPO | $1.11 | ↑ +66% |
| Humana | PPO | $1.13 | ↑ +69% |
| NovaSys | All | $1.17 | ↑ +75% |
| AR BCBS | Medicare | $1.21 | ↑ +81% |
| Access Health Services | Commercial | $1.21 | ↑ +81% |
| AR BCBS | LPPO | $1.21 | ↑ +81% |
| Primewell | Commercial | $1.21 | ↑ +81% |
| QCA | All | $1.51 | ↑ +125% |
| Multiplan | Complementary Network | $1.51 | ↑ +125% |
| Christian Health Aid | Commercial | $1.62 | ↑ +142% |
| PPO Plus | Commercial | $1.62 | ↑ +142% |
| St. Jude Children's Hospital | Commercial | $1.82 | ↑ +172% |
| TN BCBS | Network E | $50.00 | ↑ +7363% |
| TN BCBS | Network L | $55.00 | ↑ +8109% |
| Aetna | Medicare | $60.88 | ↑ +8987% |
| TN BCBS | Network S | $62.00 | ↑ +9154% |
| TN BCBS | Network P | $100.00 | ↑ +14825% |
| Wellpoint | Medicaid | $1,200.00 | ↑ +179004% |
| Oscar | Commercial | $2,388.00 | ↑ +356318% |
| United Healthcare | CHIP | $2,694.00 | ↑ +401990% |
| United Healthcare | Commercial | $3,454.00 | ↑ +515422% |
| United Healthcare | Options PPO | $3,971.00 | ↑ +592587% |