Lidocaine (pf) 4 mg/ml (0.4 %) in 5 % dextrose intravenous solution at 64-0682111 BMH DeSoto

7601 Southcrest Parkway, Southaven, MS · Baptistonline · · NPI 1194789818

Source: hospital's published price file ↗ · Published Feb 27, 2026 · Ingested Sep 16, 2026

$13.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$67.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.00 with Oscar vs $40.50 with St. Jude Children's Hospital — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar Commercial $0.00 ↓ -100%
TN BCBS Network E $0.01 ↓ -100%
TN BCBS Network L $0.01 ↓ -100%
TN BCBS Network S $0.01 ↓ -100%
TN BCBS Network P $0.02 ↓ -100%
Aetna Commercial $11.70 ↓ -13%
PPO Holdings Commercial $17.10 ↑ +27%
Magnolia Regional Health Center Commercial $18.00 ↑ +33%
Cooper Realty Commercial $18.00 ↑ +33%
Molina Exchange $22.50 ↑ +67%
Magnolia MS Exchange $22.50 ↑ +67%
United Healthcare CHIP $22.50 ↑ +67%
Littler Commercial $22.50 ↑ +67%
Multiplan MPI Primary Network $22.50 ↑ +67%
Humana CPOS/HMO/NPOS $23.40 ↑ +73%
First Choice Health Plan of MS Commercial $23.85 ↑ +77%
AR BCBS FirstSource PPO $24.75 ↑ +83%
AR BCBS TrueBlue Exchange PPO/TrueBlue Non-Exchange PPO $24.75 ↑ +83%
AR BCBS TrueBlue Individual Metallic-Level Plan $24.75 ↑ +83%
AR BCBS Preferred Payment Plan $24.75 ↑ +83%
AR BCBS HealthAdvantage HMO $24.75 ↑ +83%
Humana PPO $25.20 ↑ +87%
NovaSys All $26.10 ↑ +93%
United Healthcare Options PPO $26.77 ↑ +98%
United Healthcare Commercial $26.77 ↑ +98%
AR BCBS LPPO $27.00 ↑ +100%
Access Health Services Commercial $27.00 ↑ +100%
Advanced Health Systems Inc. Commercial $27.00 ↑ +100%
AR BCBS Medicare $27.00 ↑ +100%
Multiplan Complementary Network $33.75 ↑ +150%
QCA All $33.75 ↑ +150%
Christian Health Aid Commercial $36.00 ↑ +167%
PPO Plus Commercial $36.00 ↑ +167%
St. Jude Children's Hospital Commercial $40.50 ↑ +200%

Visitor-reported prices

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