Ghs musc tst done w/nerv tst lim at 64-0682111 BMH DeSoto

7601 Southcrest Parkway, Southaven, MS · Baptistonline · · NPI 1194789818

Source: hospital's published price file ↗ · Published Feb 27, 2026 · Ingested Sep 16, 2026

$116.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$580.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.98 with AR BCBS vs $1,263.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AR BCBS Preferred Payment Plan $39.98 ↓ -66%
AR BCBS TrueBlue Exchange PPO/TrueBlue Non-Exchange PPO $39.98 ↓ -66%
AR BCBS TrueBlue Individual Metallic-Level Plan $39.98 ↓ -66%
AR BCBS FirstSource PPO $39.98 ↓ -66%
AR BCBS HealthAdvantage HMO $39.98 ↓ -66%
Aetna Medicare $66.82 ↓ -42%
Magnolia MS Exchange $127.08 ↑ +10%
Aetna Commercial $150.80 ↑ +30%
Oscar Commercial $203.00 ↑ +75%
TN BCBS Network E $220.40 ↑ +90%
PPO Holdings Commercial $220.40 ↑ +90%
Magnolia Regional Health Center Commercial $232.00 ↑ +100%
Cooper Realty Commercial $232.00 ↑ +100%
TN BCBS Network S $243.60 ↑ +110%
TN BCBS Network L $243.60 ↑ +110%
Multiplan MPI Primary Network $249.40 ↑ +115%
Molina Exchange $290.00 ↑ +150%
Molina CHIP $290.00 ↑ +150%
Littler Commercial $290.00 ↑ +150%
Humana PPO $301.60 ↑ +160%
MPCN PPO/HMO $301.60 ↑ +160%
First Choice Health Plan of MS Commercial $307.40 ↑ +165%
Humana CPOS/HMO/NPOS $313.20 ↑ +170%
NovaSys All $336.40 ↑ +190%
Primewell Commercial $348.00 ↑ +200%
Access Health Services Commercial $348.00 ↑ +200%
AR BCBS LPPO $348.00 ↑ +200%
AR BCBS Medicare $348.00 ↑ +200%
TN BCBS Network P $348.00 ↑ +200%
Multiplan Complementary Network $435.00 ↑ +275%
QCA All $435.00 ↑ +275%
PPO Plus Commercial $464.00 ↑ +300%
Christian Health Aid Commercial $464.00 ↑ +300%
St. Jude Children's Hospital Commercial $522.00 ↑ +350%
United Healthcare CHIP $856.00 ↑ +638%
United Healthcare Commercial $1,098.00 ↑ +847%
United Healthcare Options PPO $1,263.00 ↑ +989%

Visitor-reported prices

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