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7601 Southcrest Parkway, Southaven, MS · Baptistonline · · NPI 1194789818
$1,222.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,110.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,338.70 with Magnolia MS vs $5,499.00 with St. Jude Children's Hospital — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Magnolia MS | Exchange | $1,338.70 | ↑ +10% |
| Aetna | Commercial | $1,588.60 | ↑ +30% |
| Aetna | Medicare | $1,960.00 | ↑ +60% |
| Oscar | Commercial | $2,138.50 | ↑ +75% |
| PPO Holdings | Commercial | $2,321.80 | ↑ +90% |
| TN BCBS | Network E | $2,321.80 | ↑ +90% |
| Magnolia Regional Health Center | Commercial | $2,444.00 | ↑ +100% |
| Cooper Realty | Commercial | $2,444.00 | ↑ +100% |
| TN BCBS | Network L | $2,566.20 | ↑ +110% |
| TN BCBS | Network S | $2,566.20 | ↑ +110% |
| Multiplan | MPI Primary Network | $2,627.30 | ↑ +115% |
| Littler | Commercial | $3,055.00 | ↑ +150% |
| Molina | CHIP | $3,055.00 | ↑ +150% |
| United Healthcare | CHIP | $3,055.00 | ↑ +150% |
| Molina | Exchange | $3,055.00 | ↑ +150% |
| MPCN | PPO/HMO | $3,177.20 | ↑ +160% |
| Humana | PPO | $3,177.20 | ↑ +160% |
| First Choice Health Plan of MS | Commercial | $3,238.30 | ↑ +165% |
| Humana | CPOS/HMO/NPOS | $3,299.40 | ↑ +170% |
| AR BCBS | Preferred Payment Plan | $3,360.50 | ↑ +175% |
| AR BCBS | TrueBlue Exchange PPO/TrueBlue Non-Exchange PPO | $3,360.50 | ↑ +175% |
| AR BCBS | TrueBlue Individual Metallic-Level Plan | $3,360.50 | ↑ +175% |
| AR BCBS | FirstSource PPO | $3,360.50 | ↑ +175% |
| AR BCBS | HealthAdvantage HMO | $3,360.50 | ↑ +175% |
| NovaSys | All | $3,543.80 | ↑ +190% |
| Primewell | Commercial | $3,666.00 | ↑ +200% |
| Access Health Services | Commercial | $3,666.00 | ↑ +200% |
| AR BCBS | LPPO | $3,666.00 | ↑ +200% |
| AR BCBS | Medicare | $3,666.00 | ↑ +200% |
| TN BCBS | Network P | $3,666.00 | ↑ +200% |
| Multiplan | Complementary Network | $4,582.50 | ↑ +275% |
| QCA | All | $4,582.50 | ↑ +275% |
| PPO Plus | Commercial | $4,888.00 | ↑ +300% |
| Christian Health Aid | Commercial | $4,888.00 | ↑ +300% |
| St. Jude Children's Hospital | Commercial | $5,499.00 | ↑ +350% |