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7601 Southcrest Parkway, Southaven, MS · Baptistonline · · NPI 1194789818
$1.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9.48
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.94 with Magnolia MS vs $28.20 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Magnolia MS | Exchange | $1.94 | ↑ +2% |
| Aetna | Commercial | $2.30 | ↑ +21% |
| Oscar | Commercial | $3.09 | ↑ +63% |
| PPO Holdings | Commercial | $3.36 | ↑ +77% |
| TN BCBS | Network E | $3.36 | ↑ +77% |
| Cooper Realty | Commercial | $3.54 | ↑ +86% |
| Magnolia Regional Health Center | Commercial | $3.54 | ↑ +86% |
| TN BCBS | Network S | $3.71 | ↑ +95% |
| TN BCBS | Network L | $3.71 | ↑ +95% |
| Littler | Commercial | $4.42 | ↑ +133% |
| Molina | Exchange | $4.42 | ↑ +133% |
| Molina | CHIP | $4.42 | ↑ +133% |
| Multiplan | MPI Primary Network | $4.42 | ↑ +133% |
| Humana | CPOS/HMO/NPOS | $4.60 | ↑ +142% |
| MPCN | PPO/HMO | $4.60 | ↑ +142% |
| First Choice Health Plan of MS | Commercial | $4.69 | ↑ +147% |
| AR BCBS | FirstSource PPO | $4.86 | ↑ +156% |
| AR BCBS | TrueBlue Individual Metallic-Level Plan | $4.86 | ↑ +156% |
| AR BCBS | HealthAdvantage HMO | $4.86 | ↑ +156% |
| AR BCBS | Preferred Payment Plan | $4.86 | ↑ +156% |
| AR BCBS | TrueBlue Exchange PPO/TrueBlue Non-Exchange PPO | $4.86 | ↑ +156% |
| United Healthcare | CHIP | $4.86 | ↑ +156% |
| Humana | PPO | $4.95 | ↑ +161% |
| NovaSys | All | $5.13 | ↑ +170% |
| United Healthcare | Commercial | $5.26 | ↑ +177% |
| United Healthcare | Options PPO | $5.26 | ↑ +177% |
| AR BCBS | LPPO | $5.30 | ↑ +179% |
| AR BCBS | Medicare | $5.30 | ↑ +179% |
| Primewell | Commercial | $5.30 | ↑ +179% |
| Access Health Services | Commercial | $5.30 | ↑ +179% |
| TN BCBS | Network P | $5.30 | ↑ +179% |
| Multiplan | Complementary Network | $6.63 | ↑ +249% |
| QCA | All | $6.63 | ↑ +249% |
| Christian Health Aid | Commercial | $7.07 | ↑ +272% |
| PPO Plus | Commercial | $7.07 | ↑ +272% |
| St. Jude Children's Hospital | Commercial | $7.96 | ↑ +319% |
| Advanced Health Systems Inc. | Commercial | $22.09 | ↑ +1063% |
| Aetna | Medicare | $28.20 | ↑ +1384% |