Observation per hour at 64-0772726 BMH North Mississippi
1100 Belk Boulevard, Oxford, MS · Baptistonline · · NPI 1053375576
$0.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.22 with Magnolia MS vs $3,975.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Magnolia MS | Exchange | $0.22 | ↓ -58% |
| UMS Athletic Dept | Commercial | $0.27 | ↓ -48% |
| PPO Holdings | Commercial | $0.37 | ↓ -29% |
| Magnolia Regional Health Center | Commercial | $0.39 | ↓ -25% |
| Littler | Commercial | $0.49 | ↓ -6% |
| Molina | Exchange | $0.49 | ↓ -6% |
| Molina | CHIP | $0.49 | ↓ -6% |
| MPCN | PPO/HMO | $0.51 | ↓ -2% |
| Cigna | Commercial | $0.54 | ↑ +4% |
| Primewell | Commercial | $0.59 | ↑ +13% |
| Aetna | Commercial | $0.64 | ↑ +23% |
| Humana | PPO | $0.65 | ↑ +25% |
| First Choice Health Plan of MS | Commercial | $0.69 | ↑ +33% |
| Multiplan | MPI Primary Network | $0.74 | ↑ +42% |
| Multiplan | Complementary Network | $0.74 | ↑ +42% |
| NovaSys | All | $0.74 | ↑ +42% |
| Christian Health Aid | Commercial | $0.78 | ↑ +50% |
| PPO Plus | Commercial | $0.83 | ↑ +60% |
| QCA | All | $0.88 | ↑ +69% |
| Aetna | Medicare | $60.88 | ↑ +11608% |
| United Healthcare | CHIP | $2,694.00 | ↑ +517977% |
| United Healthcare | Commercial | $3,065.00 | ↑ +589323% |
| United Healthcare | Options PPO | $3,975.00 | ↑ +764323% |