Annual Physical, New Patient (age 18-39) at 64-0881013 MBMC Jackson

1225 North State Street, Jackson, MS · Baptistonline · · NPI 1710909585

Source: hospital's published price file ↗ · Published Feb 25, 2026 · Ingested Sep 16, 2026

$61.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$291.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.54 with Aetna vs $232.80 with Christian Health Aid — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $86.54 ↑ +42%
Advanced Health Systems Inc. Commercial $102.57 ↑ +68%
MS BCBS Commercial $102.57 ↑ +68%
PPO Holdings Commercial $110.58 ↑ +81%
PPO Plus Commercial $114.22 ↑ +87%
Magnolia Regional Health Center Commercial $116.40 ↑ +90%
Aetna Commercial $122.22 ↑ +100%
Multiplan MPI Primary Network $125.13 ↑ +105%
United Healthcare CHIP $129.50 ↑ +112%
MPCN PPO/HMO $130.95 ↑ +114%
Humana PPO $140.41 ↑ +130%
Medi Share Commercial $145.50 ↑ +138%
Molina Exchange $145.50 ↑ +138%
Littler Commercial $145.50 ↑ +138%
First Choice Health Plan of MS Commercial $154.23 ↑ +152%
Primewell Commercial $174.60 ↑ +186%
Cigna OAP PPO $180.42 ↑ +195%
Multiplan Complementary Network $218.25 ↑ +257%
Christian Health Aid Commercial $232.80 ↑ +281%

Visitor-reported prices

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Annual Physical, New Patient (age 18-39) at other Mississippi hospitals

Hospital City Cash price Negotiated range
39-3714515 BMH Oktibbeha County STARKVILLE $106.24 $92.46 – $116.32

All Mississippi hospitals for this procedure →