Wrist X-ray (2 views, both wrists) at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$296.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$371.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.97 with Blue Cross Blue Shield of Minnesota vs $354.31 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $66.97 ↓ -77%
Sanford Health Plan Align Medicare Replacement $82.09 ↓ -72%
Ucare Medicare Replacement $88.14 ↓ -70%
United Healthcare Medicare Replacement $89.00 ↓ -70%
Great Plains Medicare Advantage Medicare Replacement $89.00 ↓ -70%
Health Partners Medicare Replacement $89.00 ↓ -70%
Aetna Medicare Replacement $89.00 ↓ -70%
Blue Cross Blue Shield of Minnesota Medicare Replacement $89.00 ↓ -70%
Primewest Medicare Replacement $90.73 ↓ -69%
Primewest Medicaid Managed Care $96.86 ↓ -67%
Ucare Medicaid Managed Care $96.86 ↓ -67%
Sanford Health Plan SD Exchange True $143.84 ↓ -52%
Sanford Health Plan Group Health/True $143.84 ↓ -52%
Blue Cross Blue Shield of Minnesota State Employees $166.95 ↓ -44%
Sanford Health Plan Commercial/ND Pers $169.21 ↓ -43%
Sanford Health Plan SD Exchange Commercial $169.21 ↓ -43%
Security Health Plan Commercial $204.05 ↓ -31%
Health Partners State Employees $228.54 ↓ -23%
Blue Cross Blue Shield of Minnesota Commercial/Federal $247.43 ↓ -17%
Health Partners Commercial $263.41 ↓ -11%
Ucare Commercial $289.75 ↓ -2%
Aetna Commercial $304.22 ↑ +3%
United Healthcare Commercial + Top 20 $309.79 ↑ +4%
Medica Choice $330.93 ↑ +11%
Multiplan Commercial $333.90 ↑ +13%
Healthez Commercial $333.90 ↑ +13%
First Choice Health Network Commercial $333.90 ↑ +13%
Medica Elect $354.31 ↑ +19%

Visitor-reported prices

visitor-reported
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Wrist X-ray (2 views, both wrists) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $294.40 $89.09 – $331.20
Sanford Westbrook Hospital Westbrook $318.40 $92.45 – $358.20
Sanford Bagley Medical Center Bagley $349.60 $92.45 – $393.30
Sanford Wheaton Wheaton $321.60 $92.45 – $361.80
Sanford Luverne Medical Center Luverne $198.40 $60.04 – $223.20
Sanford Bemidji Medical Center Bemidji $349.60 $65.56 – $393.30
Sanford Tracy Hospital Tracy $318.40 $92.45 – $358.20
Sanford Thief River Falls Medical Center Thief River Falls $262.40 $92.45 – $295.20

All Minnesota hospitals for this procedure →