healthcosts.net
New Patient Office Visit (level 5) at Sanford Worthington Medical Center
1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618
$1,170.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,463.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$113.98 with Sanford Health Plan vs $322.92 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan | Group Health/True | $113.98 | ↓ -90% |
| Sanford Health Plan | SD Exchange True | $113.98 | ↓ -90% |
| Blue Cross Blue Shield of Minnesota | State Employees | $132.30 | ↓ -89% |
| Sanford Health Plan | Commercial/ND Pers | $134.09 | ↓ -89% |
| Sanford Health Plan | SD Exchange Commercial | $134.09 | ↓ -89% |
| Security Health Plan | Commercial | $161.70 | ↓ -86% |
| Health Partners | State Employees | $181.10 | ↓ -85% |
| Sanford Health Plan Align | Medicare Replacement | $199.82 | ↓ -83% |
| Health Partners | Commercial | $208.74 | ↓ -82% |
| Ucare | Medicare Replacement | $214.55 | ↓ -82% |
| Aetna | Medicare Replacement | $216.65 | ↓ -81% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $216.65 | ↓ -81% |
| Great Plains Medicare Advantage | Medicare Replacement | $216.65 | ↓ -81% |
| Health Partners | Medicare Replacement | $216.65 | ↓ -81% |
| United Healthcare | Medicare Replacement | $216.65 | ↓ -81% |
| Primewest | Medicare Replacement | $220.86 | ↓ -81% |
| Ucare | Commercial | $229.61 | ↓ -80% |
| Aetna | Commercial | $241.08 | ↓ -79% |
| United Healthcare | Commercial + Top 20 | $245.49 | ↓ -79% |
| Medica | Choice | $262.25 | ↓ -78% |
| First Choice Health Network | Commercial | $264.60 | ↓ -77% |
| Healthez | Commercial | $264.60 | ↓ -77% |
| Multiplan | Commercial | $264.60 | ↓ -77% |
| Medica | Elect | $280.77 | ↓ -76% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $322.92 | ↓ -72% |
| Blue Cross Blue Shield of Minnesota | PMAP | $322.92 | ↓ -72% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
New Patient Office Visit (level 5) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $320.80 | $91.76 – $341.10 |
| Sanford Bagley Medical Center | Bagley | $328.00 | $99.26 – $369.00 |
| Sanford Bemidji Medical Center | Bemidji | $328.00 | $186.84 – $369.00 |