Ghs nailbed repair/nail removal at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$777.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$972.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$376.84 with Sanford Health Plan vs $1,710.13 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $376.84 ↓ -52%
Sanford Health Plan Group Health/True $376.84 ↓ -52%
Blue Cross Blue Shield of Minnesota State Employees $437.40 ↓ -44%
Sanford Health Plan SD Exchange Commercial $443.33 ↓ -43%
Sanford Health Plan Commercial/ND Pers $443.33 ↓ -43%
Blue Cross Blue Shield of Minnesota PMAP $462.88 ↓ -40%
Security Health Plan Commercial $534.60 ↓ -31%
Sanford Health Plan Align Medicare Replacement $570.71 ↓ -27%
Health Partners State Employees $598.75 ↓ -23%
Ucare Medicare Replacement $612.76 ↓ -21%
Blue Cross Blue Shield of Minnesota Medicare Replacement $618.77 ↓ -20%
Great Plains Medicare Advantage Medicare Replacement $618.77 ↓ -20%
Health Partners Medicare Replacement $618.77 ↓ -20%
Aetna Medicare Replacement $618.77 ↓ -20%
United Healthcare Medicare Replacement $618.77 ↓ -20%
Primewest Medicare Replacement $630.78 ↓ -19%
Primewest Medicaid Managed Care $673.34 ↓ -13%
Ucare Medicaid Managed Care $673.34 ↓ -13%
Health Partners Commercial $690.12 ↓ -11%
Ucare Commercial $759.13 ↓ -2%
Aetna Commercial $797.04 ↑ +3%
United Healthcare Commercial + Top 20 $811.62 ↑ +4%
Medica Choice $867.02 ↑ +11%
First Choice Health Network Commercial $874.80 ↑ +13%
Healthez Commercial $874.80 ↑ +13%
Multiplan Commercial $874.80 ↑ +13%
Medica Elect $928.26 ↑ +19%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1,710.13 ↑ +120%

Visitor-reported prices

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Ghs nailbed repair/nail removal at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $861.60 $260.74 – $969.30
Sanford Bagley Medical Center Bagley $628.80 $190.29 – $707.40
Sanford Wheaton Wheaton $980.00 $296.57 – $1,102.50
Sanford Bemidji Medical Center Bemidji $710.40 $404.66 – $799.20
Sanford Tracy Hospital Tracy $861.60 $260.74 – $969.30
Sanford Thief River Falls Medical Center Thief River Falls $605.60 $260.03 – $681.30
Sanford Behavioral Health Thief River Falls Thief River Falls $605.60 $260.03 – $681.30
Sanford Canby Medical Center Canby not published $642.74 – $642.74

All Minnesota hospitals for this procedure →