Ghs layered repair 12.6 - 20.0 cm -12045 at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$902.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,128.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$437.33 with Sanford Health Plan vs $1,710.13 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $437.33 ↓ -52%
Sanford Health Plan Group Health/True $437.33 ↓ -52%
Blue Cross Blue Shield of Minnesota PMAP $462.88 ↓ -49%
Blue Cross Blue Shield of Minnesota State Employees $507.60 ↓ -44%
Sanford Health Plan SD Exchange Commercial $514.48 ↓ -43%
Sanford Health Plan Commercial/ND Pers $514.48 ↓ -43%
Sanford Health Plan Align Medicare Replacement $570.71 ↓ -37%
Ucare Medicare Replacement $612.76 ↓ -32%
Health Partners Medicare Replacement $618.77 ↓ -31%
Blue Cross Blue Shield of Minnesota Medicare Replacement $618.77 ↓ -31%
Great Plains Medicare Advantage Medicare Replacement $618.77 ↓ -31%
Aetna Medicare Replacement $618.77 ↓ -31%
United Healthcare Medicare Replacement $618.77 ↓ -31%
Security Health Plan Commercial $620.40 ↓ -31%
Primewest Medicare Replacement $630.78 ↓ -30%
Primewest Medicaid Managed Care $673.34 ↓ -25%
Ucare Medicaid Managed Care $673.34 ↓ -25%
Health Partners State Employees $694.85 ↓ -23%
Health Partners Commercial $800.88 ↓ -11%
Ucare Commercial $880.97 ↓ -2%
Aetna Commercial $924.96 ↑ +3%
United Healthcare Commercial + Top 20 $941.88 ↑ +4%
Medica Choice $1,006.18 ↑ +12%
First Choice Health Network Commercial $1,015.20 ↑ +13%
Healthez Commercial $1,015.20 ↑ +13%
Multiplan Commercial $1,015.20 ↑ +13%
Medica Elect $1,077.24 ↑ +19%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1,710.13 ↑ +90%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs layered repair 12.6 - 20.0 cm -12045 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bagley Medical Center Bagley $1,476.80 $446.92 – $1,661.40
Sanford Wheaton Wheaton $929.60 $281.32 – $1,045.80
Sanford Bemidji Medical Center Bemidji $1,476.80 $453.09 – $1,661.40
Sanford Thief River Falls Medical Center Thief River Falls $1,149.60 $493.61 – $1,293.30
Sanford Behavioral Health Thief River Falls Thief River Falls $1,149.60 $493.61 – $1,293.30
Sanford Canby Medical Center Canby not published $642.74 – $642.74
Sanford Westbrook Hospital Westbrook not published $642.74 – $642.74
Sanford Luverne Medical Center Luverne not published $642.74 – $642.74

All Minnesota hospitals for this procedure →