Ghs layer closure 7.6 - 12.5 cm - 12044 at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$718.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$898.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$348.15 with Sanford Health Plan vs $1,710.13 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $348.15 ↓ -52%
Sanford Health Plan Group Health/True $348.15 ↓ -52%
Blue Cross Blue Shield of Minnesota State Employees $404.10 ↓ -44%
Sanford Health Plan SD Exchange Commercial $409.58 ↓ -43%
Sanford Health Plan Commercial/ND Pers $409.58 ↓ -43%
Blue Cross Blue Shield of Minnesota PMAP $462.88 ↓ -36%
Security Health Plan Commercial $493.90 ↓ -31%
Health Partners State Employees $553.17 ↓ -23%
Sanford Health Plan Align Medicare Replacement $570.71 ↓ -21%
Ucare Medicare Replacement $612.76 ↓ -15%
Blue Cross Blue Shield of Minnesota Medicare Replacement $618.77 ↓ -14%
Great Plains Medicare Advantage Medicare Replacement $618.77 ↓ -14%
Health Partners Medicare Replacement $618.77 ↓ -14%
Aetna Medicare Replacement $618.77 ↓ -14%
United Healthcare Medicare Replacement $618.77 ↓ -14%
Primewest Medicare Replacement $630.78 ↓ -12%
Health Partners Commercial $637.58 ↓ -11%
Primewest Medicaid Managed Care $673.34 ↓ -6%
Ucare Medicaid Managed Care $673.34 ↓ -6%
Ucare Commercial $701.34 ↓ -2%
Aetna Commercial $736.36 ↑ +3%
United Healthcare Commercial + Top 20 $749.83 ↑ +4%
Medica Choice $801.02 ↑ +12%
First Choice Health Network Commercial $808.20 ↑ +13%
Healthez Commercial $808.20 ↑ +13%
Multiplan Commercial $808.20 ↑ +13%
Medica Elect $857.59 ↑ +19%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1,710.13 ↑ +138%

Visitor-reported prices

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Ghs layer closure 7.6 - 12.5 cm - 12044 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $795.20 $240.65 – $894.60
Sanford Bagley Medical Center Bagley $804.00 $243.31 – $904.50
Sanford Wheaton Wheaton $887.20 $268.49 – $998.10
Sanford Bemidji Medical Center Bemidji $804.00 $453.09 – $904.50
Sanford Tracy Hospital Tracy $795.20 $240.65 – $894.60
Sanford Thief River Falls Medical Center Thief River Falls $818.40 $351.40 – $920.70
Sanford Behavioral Health Thief River Falls Thief River Falls $818.40 $351.40 – $920.70
Sanford Canby Medical Center Canby not published $642.74 – $642.74

All Minnesota hospitals for this procedure →