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Cystoscopy (Bladder Scope) at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$503.47 with Blue Cross Blue Shield of Minnesota vs $1,860.07 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $503.47
Sanford Health Plan Align Medicare Replacement $622.30
Ucare Medicare Replacement $668.16
Aetna Medicare Replacement $674.71
Blue Cross Blue Shield of Minnesota Medicare Replacement $674.71
Great Plains Medicare Advantage Medicare Replacement $674.71
Health Partners Medicare Replacement $674.71
United Healthcare Medicare Replacement $674.71
Primewest Medicare Replacement $687.81
Primewest Medicaid Managed Care $734.22
Ucare Medicaid Managed Care $734.22
Blue Cross Blue Shield of Minnesota Commercial/Federal $1,860.07

Visitor-reported prices

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Cystoscopy (Bladder Scope) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $3,423.20 $700.84 – $3,851.10
Sanford Westbrook Hospital Westbrook $3,840.80 $700.84 – $4,320.90
Sanford Wheaton Wheaton $1,180.80 $357.34 – $1,328.40
Sanford Bemidji Medical Center Bemidji $3,484.00 $492.81 – $3,919.50
Sanford Tracy Hospital Tracy $3,840.80 $700.84 – $4,320.90
Sanford Bagley Medical Center Bagley not published $700.84 – $700.84
Sanford Luverne Medical Center Luverne not published $700.84 – $700.84
Sanford Thief River Falls Medical Center Thief River Falls not published $700.84 – $700.84

All Minnesota hospitals for this procedure →