Appl modality 1/> areas paraffin bath 97018 at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$97.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$122.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.72 with Sanford Health Plan Align vs $116.51 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $5.72 ↓ -94%
Ucare Medicare Replacement $6.14 ↓ -94%
Blue Cross Blue Shield of Minnesota Medicare Replacement $6.20 ↓ -94%
United Healthcare Medicare Replacement $6.20 ↓ -94%
Aetna Medicare Replacement $6.20 ↓ -94%
Great Plains Medicare Advantage Medicare Replacement $6.20 ↓ -94%
Health Partners Medicare Replacement $6.20 ↓ -94%
Primewest Medicare Replacement $6.32 ↓ -94%
Blue Cross Blue Shield of Minnesota Commercial/Federal $7.47 ↓ -92%
Blue Cross Blue Shield of Minnesota PMAP $7.47 ↓ -92%
Sanford Health Plan Group Health/True $47.30 ↓ -52%
Sanford Health Plan SD Exchange True $47.30 ↓ -52%
Blue Cross Blue Shield of Minnesota State Employees $54.90 ↓ -44%
Sanford Health Plan SD Exchange Commercial $55.64 ↓ -43%
Sanford Health Plan Commercial/ND Pers $55.64 ↓ -43%
Security Health Plan Commercial $67.10 ↓ -31%
Health Partners State Employees $75.15 ↓ -23%
Health Partners Commercial $86.62 ↓ -11%
Ucare Commercial $95.28 ↓ -2%
Aetna Commercial $100.04 ↑ +3%
United Healthcare Commercial + Top 20 $101.87 ↑ +4%
Medica Choice $108.82 ↑ +11%
First Choice Health Network Commercial $109.80 ↑ +13%
Multiplan Commercial $109.80 ↑ +13%
Healthez Commercial $109.80 ↑ +13%
Medica Elect $116.51 ↑ +19%
Ucare Medicaid Managed Care not published by hospital —
Primewest Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $94.40 $28.57 – $106.20
Sanford Westbrook Hospital Westbrook $108.00 $32.68 – $121.50
Sanford Bagley Medical Center Bagley $84.80 $25.66 – $95.40
Sanford Wheaton Wheaton $81.60 $24.69 – $91.80
Sanford Luverne Medical Center Luverne $32.00 $9.68 – $36.00
Sanford Bemidji Medical Center Bemidji $84.80 $5.72 – $95.40
Sanford Tracy Hospital Tracy $108.00 $32.68 – $121.50
Sanford Thief River Falls Medical Center Thief River Falls $90.40 $38.82 – $101.70

All Minnesota hospitals for this procedure →