App high cost ss t/a/l <100sq cm addl <25sq cm at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$618.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$773.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.00 with Blue Cross Blue Shield of Minnesota vs $738.22 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $1.00 ↓ -100%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1.00 ↓ -100%
Sanford Health Plan Align Medicare Replacement $21.85 ↓ -96%
Ucare Medicare Replacement $23.46 ↓ -96%
United Healthcare Medicare Replacement $23.69 ↓ -96%
Aetna Medicare Replacement $23.69 ↓ -96%
Blue Cross Blue Shield of Minnesota Medicare Replacement $23.69 ↓ -96%
Great Plains Medicare Advantage Medicare Replacement $23.69 ↓ -96%
Health Partners Medicare Replacement $23.69 ↓ -96%
Primewest Medicare Replacement $24.15 ↓ -96%
Sanford Health Plan Group Health/True $299.69 ↓ -52%
Sanford Health Plan SD Exchange True $299.69 ↓ -52%
Blue Cross Blue Shield of Minnesota State Employees $347.85 ↓ -44%
Sanford Health Plan SD Exchange Commercial $352.57 ↓ -43%
Sanford Health Plan Commercial/ND Pers $352.57 ↓ -43%
Security Health Plan Commercial $425.15 ↓ -31%
Health Partners State Employees $476.17 ↓ -23%
Health Partners Commercial $548.83 ↓ -11%
Ucare Commercial $603.71 ↓ -2%
Aetna Commercial $633.86 ↑ +3%
United Healthcare Commercial + Top 20 $645.46 ↑ +4%
Medica Choice $689.52 ↑ +12%
First Choice Health Network Commercial $695.70 ↑ +13%
Multiplan Commercial $695.70 ↑ +13%
Healthez Commercial $695.70 ↑ +13%
Medica Elect $738.22 ↑ +19%
Ucare Medicaid Managed Care not published by hospital —
Primewest Medicaid Managed Care not published by hospital —

Visitor-reported prices

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App high cost ss t/a/l <100sq cm addl <25sq cm at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $1,039.20 $1.02 – $1,169.10
United Hospital MN | 1175 Nininger Road. Hastings $369.26 $39.98 – $95.28
Abbott Northwestern Hospital MN 55407 $369.26 $39.98 – $95.28
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $369.26 $39.98 – $95.28

All Minnesota hospitals for this procedure →