Allograft dermis 20x25x1mm decell w/matracell arthroflex at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$437.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$547.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.00 with Blue Cross Blue Shield of Minnesota vs $298.92 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota Commercial/Federal $1.00 ↓ -100%
Blue Cross Blue Shield of Minnesota PMAP $1.00 ↓ -100%
Sanford Health Plan SD Exchange True $121.35 ↓ -72%
Sanford Health Plan Group Health/True $121.35 ↓ -72%
Blue Cross Blue Shield of Minnesota State Employees $140.85 ↓ -68%
Sanford Health Plan SD Exchange Commercial $142.76 ↓ -67%
Sanford Health Plan Commercial/ND Pers $142.76 ↓ -67%
Security Health Plan Commercial $172.15 ↓ -61%
Health Partners State Employees $192.81 ↓ -56%
Health Partners Commercial $222.23 ↓ -49%
Ucare Commercial $244.45 ↓ -44%
Aetna Commercial $256.66 ↓ -41%
United Healthcare Commercial + Top 20 $261.36 ↓ -40%
Medica Choice $279.20 ↓ -36%
Multiplan Commercial $281.70 ↓ -36%
First Choice Health Network Commercial $281.70 ↓ -36%
Healthez Commercial $281.70 ↓ -36%
Medica Elect $298.92 ↓ -32%
Primewest Medicaid Managed Care not published by hospital —
Health Partners Medicare Replacement not published by hospital —
Sanford Health Plan Align Medicare Replacement not published by hospital —
Great Plains Medicare Advantage Medicare Replacement not published by hospital —
Blue Cross Blue Shield of Minnesota Medicare Replacement not published by hospital —
Ucare Medicaid Managed Care not published by hospital —
Ucare Medicare Replacement not published by hospital —
Aetna Medicare Replacement not published by hospital —
Primewest Medicare Replacement not published by hospital —
United Healthcare Medicare Replacement not published by hospital —

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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $546.12 $1.02 – $162.90

All Minnesota hospitals for this procedure →