Ftl cgen abnor four anal at Sanford Wheaton

401 12th St N, Wheaton, MN · Sanford Health · · NPI 1154615573

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$371.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$464.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$91.27 with Blue Cross Blue Shield of Minnesota vs $354.38 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $91.27 ↓ -75%
Sanford Health Plan Align Medicare Replacement $190.01 ↓ -49%
Ucare Medicare Replacement $203.96 ↓ -45%
Blue Cross Blue Shield of Minnesota Medicare Replacement $205.84 ↓ -45%
United Healthcare Medicare Replacement $205.84 ↓ -45%
Aetna Medicare Replacement $205.84 ↓ -45%
Great Plains Medicare Advantage Medicare Replacement $205.84 ↓ -45%
Health Partners Medicare Replacement $205.84 ↓ -45%
Security Health Plan Commercial $207.35 ↓ -44%
Primewest Medicare Replacement $209.80 ↓ -43%
Primewest Medicaid Managed Care $228.09 ↓ -39%
Blue Cross Blue Shield of North Dakota Commercial $259.49 ↓ -30%
Sanford Health Plan Group Health/True $297.60 ↓ -20%
Health Partners Commercial $305.37 ↓ -18%
United Healthcare Commercial + Top 20 $314.80 ↓ -15%
Aetna Commercial $327.61 ↓ -12%
Ucare Commercial $331.23 ↓ -11%
Medica Choice $331.38 ↓ -11%
Multiplan Commercial $339.30 ↓ -9%
First Choice Health Network Commercial $339.30 ↓ -9%
Healthez Commercial $339.30 ↓ -9%
Blue Cross Blue Shield of Minnesota Commercial/Federal $348.80 ↓ -6%
Sanford Health Plan SD Exchange True $350.12 ↓ -6%
Sanford Health Plan Commercial/ND Pers/SD Exchange Commercial $350.12 ↓ -6%
Medica Elect $354.38 ↓ -5%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Ftl cgen abnor four anal at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $371.20 $112.33 – $417.60
Sanford Luverne Medical Center Luverne $371.20 $112.33 – $417.60
Sanford Thief River Falls Medical Center Thief River Falls $371.20 $159.38 – $417.60
Sanford Behavioral Health Thief River Falls Thief River Falls $371.20 $159.38 – $417.60
United Hospital MN | 1175 Nininger Road. Hastings $162.14 $72.62 – $206.18
Owatonna Hospital Owatonna $189.17 $89.61 – $259.78
Abbott Northwestern Hospital MN 55407 $162.14 $72.62 – $298.93
Allina Health Faribault Medical Center Faribualt $189.17 $89.61 – $259.78

All Minnesota hospitals for this procedure →