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CT Scan of Abdomen and Pelvis (with and without contrast) at Sanford Wheaton

401 12th St N, Wheaton, MN · Sanford Health · · NPI 1154615573

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$3,182.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,978.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$374.99 with Ucare vs $3,739.32 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ucare Medicaid Managed Care $374.99 ↓ -88%
Blue Cross Blue Shield of Minnesota PMAP $607.75 ↓ -81%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1,215.50 ↓ -62%
Sanford Health Plan Align Medicare Replacement $2,004.91 ↓ -37%
Ucare Medicare Replacement $2,152.10 ↓ -32%
Aetna Medicare Replacement $2,171.99 ↓ -32%
Blue Cross Blue Shield of Minnesota Medicare Replacement $2,171.99 ↓ -32%
Great Plains Medicare Advantage Medicare Replacement $2,171.99 ↓ -32%
Health Partners Medicare Replacement $2,171.99 ↓ -32%
United Healthcare Medicare Replacement $2,171.99 ↓ -32%
Security Health Plan Commercial $2,187.90 ↓ -31%
Primewest Medicare Replacement $2,213.76 ↓ -30%
Primewest Medicaid Managed Care $2,406.69 ↓ -24%
Blue Cross Blue Shield of North Dakota Commercial $2,738.06 ↓ -14%
Sanford Health Plan Group Health/True $3,140.23 ↓ -1%
Health Partners Commercial $3,222.18 ↑ +1%
United Healthcare Commercial + Top 20 $3,321.63 ↑ +4%
Aetna Commercial $3,456.88 ↑ +9%
Ucare Commercial $3,495.07 ↑ +10%
Medica Choice $3,496.66 ↑ +10%
First Choice Health Network Commercial $3,580.20 ↑ +13%
Healthez Commercial $3,580.20 ↑ +13%
Multiplan Commercial $3,580.20 ↑ +13%
Sanford Health Plan Commercial/ND Pers/SD Exchange Commercial $3,694.37 ↑ +16%
Sanford Health Plan SD Exchange True $3,694.37 ↑ +16%
Medica Elect $3,739.32 ↑ +18%

Visitor-reported prices

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CT Scan of Abdomen and Pelvis (with and without contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $4,394.40 $374.99 – $4,943.70
Sanford Bagley Medical Center Bagley $4,288.80 $374.99 – $4,824.90
Sanford Westbrook Hospital Westbrook $5,261.60 $374.99 – $5,919.30
Sanford Luverne Medical Center Luverne $5,067.20 $374.99 – $5,700.60
Sanford Bemidji Medical Center Bemidji $4,288.80 $277.45 – $4,824.90
Sanford Worthington Medical Center Worthington $4,371.20 $283.44 – $4,917.60
Sanford Tracy Hospital Tracy $5,261.60 $374.99 – $5,919.30
Sanford Thief River Falls Medical Center Thief River Falls $4,408.80 $374.99 – $4,959.90

All Minnesota hospitals for this procedure →