Clsd tx carpo/metacarpl disl thmb manip ea without anes at Sanford Wheaton

401 12th St N, Wheaton, MN · Sanford Health · · NPI 1154615573

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$609.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$762.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$184.48 with Blue Cross Blue Shield of Minnesota vs $716.28 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $184.48 ↓ -70%
Ucare Medicaid Managed Care $251.87 ↓ -59%
Sanford Health Plan Align Medicare Replacement $384.05 ↓ -37%
Ucare Medicare Replacement $412.24 ↓ -32%
Aetna Medicare Replacement $416.05 ↓ -32%
United Healthcare Medicare Replacement $416.05 ↓ -32%
Health Partners Medicare Replacement $416.05 ↓ -32%
Blue Cross Blue Shield of Minnesota Medicare Replacement $416.05 ↓ -32%
Great Plains Medicare Advantage Medicare Replacement $416.05 ↓ -32%
Security Health Plan Commercial $419.10 ↓ -31%
Primewest Medicare Replacement $424.05 ↓ -30%
Primewest Medicaid Managed Care $461.01 ↓ -24%
Blue Cross Blue Shield of North Dakota Commercial $524.48 ↓ -14%
Sanford Health Plan Group Health/True $601.52 ↓ -1%
Health Partners Commercial $617.22 ↑ +1%
United Healthcare Commercial + Top 20 $636.27 ↑ +4%
Aetna Commercial $662.18 ↑ +9%
Ucare Commercial $669.49 ↑ +10%
Medica Choice $669.80 ↑ +10%
First Choice Health Network Commercial $685.80 ↑ +13%
Multiplan Commercial $685.80 ↑ +13%
Healthez Commercial $685.80 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial/Federal $705.00 ↑ +16%
Sanford Health Plan SD Exchange True $707.67 ↑ +16%
Sanford Health Plan Commercial/ND Pers/SD Exchange Commercial $707.67 ↑ +16%
Medica Elect $716.28 ↑ +18%

Visitor-reported prices

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Clsd tx carpo/metacarpl disl thmb manip ea without anes at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $476.80 $144.29 – $536.40
Sanford Bagley Medical Center Bagley $606.40 $183.51 – $682.20
Sanford Bemidji Medical Center Bemidji $606.40 $170.13 – $682.20
Sanford Tracy Hospital Tracy $476.80 $144.29 – $536.40
Sanford Canby Medical Center Canby not published $251.87 – $251.87
Sanford Luverne Medical Center Luverne not published $251.87 – $251.87
Sanford Worthington Medical Center Worthington not published $173.80 – $247.19
Sanford Thief River Falls Medical Center Thief River Falls not published $251.87 – $251.87

All Minnesota hospitals for this procedure →