Bundled special stain group 2 at Sanford Westbrook Hospital
920 Bell Ave, Westbrook, MN · Sanford Health · · NPI 1942253547
$236.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$296.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$65.37 with Blue Cross Blue Shield of Minnesota vs $253.80 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $65.37 | ↓ -72% |
| Sanford Health Plan Align | Medicare Replacement | $115.56 | ↓ -51% |
| Ucare | Medicare Replacement | $123.93 | ↓ -48% |
| Wellmark SD | Medicare Replacement | $123.93 | ↓ -48% |
| Aetna | Medicare Replacement | $125.28 | ↓ -47% |
| United Healthcare | Medicare Replacement | $125.28 | ↓ -47% |
| Health Partners | Medicare Replacement | $125.28 | ↓ -47% |
| Great Plains Medicare Advantage | Medicare Replacement | $125.28 | ↓ -47% |
| Primewest | Medicare Replacement | $127.58 | ↓ -46% |
| Primewest | Medicaid Managed Care | $136.62 | ↓ -42% |
| Security Health Plan | Commercial | $148.50 | ↓ -37% |
| Health Partners | State Employees | $186.03 | ↓ -21% |
| Sanford Health Plan | SD Exchange True | $213.14 | ↓ -10% |
| Sanford Health Plan | Group Health/True | $213.14 | ↓ -10% |
| Health Partners | Commercial | $216.00 | ↓ -9% |
| Blue Cross Blue Shield of Minnesota | State Employees | $220.86 | ↓ -7% |
| United Healthcare | Commercial + Top 20 | $225.45 | ↓ -5% |
| Aetna | Commercial | $234.63 | ↓ -1% |
| Ucare | Commercial | $237.22 | ↑ +0% |
| Medica | Choice | $237.33 | ↑ +0% |
| Healthez | Commercial | $243.00 | ↑ +3% |
| Cigna | Commercial | $243.00 | ↑ +3% |
| Multiplan | Commercial | $243.00 | ↑ +3% |
| First Choice Health Network | Commercial | $243.00 | ↑ +3% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $249.80 | ↑ +5% |
| Sanford Health Plan | SD Exchange Commercial | $250.75 | ↑ +6% |
| Sanford Health Plan | Commercial/ND Pers | $250.75 | ↑ +6% |
| Medica | Elect | $253.80 | ↑ +7% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Bundled special stain group 2 at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $164.00 | $49.63 – $184.50 |
| Sanford Bagley Medical Center | Bagley | $178.40 | $53.99 – $200.70 |
| Sanford Wheaton | Wheaton | $93.60 | $28.33 – $105.30 |
| Sanford Luverne Medical Center | Luverne | $164.00 | $49.63 – $184.50 |
| Sanford Bemidji Medical Center | Bemidji | $178.40 | $44.13 – $200.70 |
| Sanford Worthington Medical Center | Worthington | $183.20 | $45.08 – $200.70 |
| Sanford Tracy Hospital | Tracy | $236.80 | $65.37 – $243.00 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $178.40 | $69.39 – $181.80 |