Warde apolipoprotein b at Sanford Tracy Hospital

251 5th St E, Tracy, MN · Sanford Health · · NPI 1003851171

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$57.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$72.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.80 with Blue Cross Blue Shield of Minnesota vs $53.58 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $13.80 ↓ -76%
Sanford Health Plan Align Medicare Replacement $22.23 ↓ -61%
Ucare Medicare Replacement $23.83 ↓ -59%
Wellmark SD Medicare Replacement $23.83 ↓ -59%
Aetna Medicare Replacement $24.05 ↓ -58%
United Healthcare Medicare Replacement $24.05 ↓ -58%
Health Partners Medicare Replacement $24.05 ↓ -58%
Great Plains Medicare Advantage Medicare Replacement $24.05 ↓ -58%
Primewest Medicare Replacement $24.54 ↓ -57%
Primewest Medicaid Managed Care $27.59 ↓ -52%
Security Health Plan Commercial $31.35 ↓ -46%
Health Partners State Employees $39.27 ↓ -32%
Sanford Health Plan SD Exchange True $45.00 ↓ -22%
Sanford Health Plan Group Health/True $45.00 ↓ -22%
Health Partners Commercial $45.60 ↓ -21%
Blue Cross Blue Shield of Minnesota State Employees $46.63 ↓ -19%
United Healthcare Commercial + Top 20 $47.60 ↓ -17%
Aetna Commercial $49.53 ↓ -14%
Ucare Commercial $50.08 ↓ -13%
Medica Choice $50.10 ↓ -13%
Healthez Commercial $51.30 ↓ -11%
Cigna Commercial $51.30 ↓ -11%
Multiplan Commercial $51.30 ↓ -11%
First Choice Health Network Commercial $51.30 ↓ -11%
Blue Cross Blue Shield of Minnesota Commercial/Federal $52.74 ↓ -8%
Sanford Health Plan SD Exchange Commercial $52.94 ↓ -8%
Sanford Health Plan Commercial/ND Pers $52.94 ↓ -8%
Medica Elect $53.58 ↓ -7%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Warde apolipoprotein b at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $57.60 $14.28 – $53.10
Sanford Westbrook Hospital Westbrook $57.60 $13.80 – $51.30
Sanford Wheaton Wheaton $57.60 $15.49 – $57.60
Sanford Thief River Falls Medical Center Thief River Falls $54.40 $21.64 – $56.70
Sanford Behavioral Health Thief River Falls Thief River Falls $54.40 $21.64 – $56.70
United Hospital MN | 1175 Nininger Road. Hastings $64.37 $14.45 – $41.02
Owatonna Hospital Owatonna $55.61 $17.83 – $51.68
Abbott Northwestern Hospital MN 55407 $64.37 $14.45 – $41.50

All Minnesota hospitals for this procedure →