Osmolality urine at Sanford Tracy Hospital

251 5th St E, Tracy, MN · Sanford Health · · NPI 1003851171

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$128.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$160.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.44 with Blue Cross Blue Shield of Minnesota vs $36.66 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $9.44 ↓ -93%
Sanford Health Plan Align Medicare Replacement $15.21 ↓ -88%
Ucare Medicare Replacement $16.30 ↓ -87%
Wellmark SD Medicare Replacement $16.30 ↓ -87%
Aetna Medicare Replacement $16.46 ↓ -87%
United Healthcare Medicare Replacement $16.46 ↓ -87%
Health Partners Medicare Replacement $16.46 ↓ -87%
Great Plains Medicare Advantage Medicare Replacement $16.46 ↓ -87%
Primewest Medicare Replacement $16.79 ↓ -87%
Primewest Medicaid Managed Care $18.88 ↓ -85%
Security Health Plan Commercial $21.45 ↓ -83%
Health Partners State Employees $26.87 ↓ -79%
Sanford Health Plan SD Exchange True $30.79 ↓ -76%
Sanford Health Plan Group Health/True $30.79 ↓ -76%
Health Partners Commercial $31.20 ↓ -76%
Blue Cross Blue Shield of Minnesota State Employees $31.90 ↓ -75%
United Healthcare Commercial + Top 20 $32.57 ↓ -75%
Aetna Commercial $33.89 ↓ -74%
Ucare Commercial $34.27 ↓ -73%
Medica Choice $34.28 ↓ -73%
Healthez Commercial $35.10 ↓ -73%
Cigna Commercial $35.10 ↓ -73%
Multiplan Commercial $35.10 ↓ -73%
First Choice Health Network Commercial $35.10 ↓ -73%
Blue Cross Blue Shield of Minnesota Commercial/Federal $36.08 ↓ -72%
Sanford Health Plan SD Exchange Commercial $36.22 ↓ -72%
Sanford Health Plan Commercial/ND Pers $36.22 ↓ -72%
Medica Elect $36.66 ↓ -71%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Osmolality urine at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $52.80 $5.33 – $19.80
Sanford Westbrook Hospital Westbrook $128.00 $9.44 – $35.10
Sanford Wheaton Wheaton $50.40 $5.08 – $18.90
Sanford Luverne Medical Center Luverne $46.40 $14.04 – $52.20
Sanford Thief River Falls Medical Center Thief River Falls $80.80 $7.56 – $19.80
Sanford Behavioral Health Thief River Falls Thief River Falls $80.80 $7.56 – $19.80
United Hospital MN | 1175 Nininger Road. Hastings $61.06 $6.35 – $24.01
Owatonna Hospital Owatonna $64.51 $6.35 – $30.25

All Minnesota hospitals for this procedure →