Incisn of toe tndn at Sanford Tracy Hospital
251 5th St E, Tracy, MN · Sanford Health · · NPI 1003851171
$2,256.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,820.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$682.72 with Blue Cross Blue Shield of Minnesota vs $2,650.80 with Medica — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $682.72 | ↓ -70% |
| Sanford Health Plan Align | Medicare Replacement | $1,099.80 | ↓ -51% |
| Wellmark SD | Medicare Replacement | $1,178.76 | ↓ -48% |
| Ucare | Medicare Replacement | $1,178.76 | ↓ -48% |
| United Healthcare | Medicare Replacement | $1,190.04 | ↓ -47% |
| Aetna | Medicare Replacement | $1,190.04 | ↓ -47% |
| Health Partners | Medicare Replacement | $1,190.04 | ↓ -47% |
| Great Plains Medicare Advantage | Medicare Replacement | $1,190.04 | ↓ -47% |
| Primewest | Medicare Replacement | $1,214.01 | ↓ -46% |
| Primewest | Medicaid Managed Care | $1,364.88 | ↓ -40% |
| Security Health Plan | Commercial | $1,551.00 | ↓ -31% |
| Ucare | Medicaid Managed Care | $1,680.43 | ↓ -26% |
| Health Partners | State Employees | $1,942.98 | ↓ -14% |
| Sanford Health Plan | Group Health/True | $2,226.11 | ↓ -1% |
| Sanford Health Plan | SD Exchange True | $2,226.11 | ↓ -1% |
| Health Partners | Commercial | $2,256.00 | ↑ +0% |
| Blue Cross Blue Shield of Minnesota | State Employees | $2,306.76 | ↑ +2% |
| United Healthcare | Commercial + Top 20 | $2,354.70 | ↑ +4% |
| Aetna | Commercial | $2,450.58 | ↑ +9% |
| Ucare | Commercial | $2,477.65 | ↑ +10% |
| Medica | Choice | $2,478.78 | ↑ +10% |
| Healthez | Commercial | $2,538.00 | ↑ +13% |
| Cigna | Commercial | $2,538.00 | ↑ +13% |
| Multiplan | Commercial | $2,538.00 | ↑ +13% |
| First Choice Health Network | Commercial | $2,538.00 | ↑ +13% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $2,609.06 | ↑ +16% |
| Sanford Health Plan | Commercial/ND Pers | $2,618.93 | ↑ +16% |
| Sanford Health Plan | SD Exchange Commercial | $2,618.93 | ↑ +16% |
| Medica | Elect | $2,650.80 | ↑ +18% |
Visitor-reported prices
Comments
Incisn of toe tndn at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Westbrook Hospital | Westbrook | $2,256.00 | $682.72 – $2,538.00 |
| Sanford Bemidji Medical Center | Bemidji | $2,482.40 | $1,159.48 – $2,792.70 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $1,529.14 | $1,457.37 – $4,362.21 |
| Owatonna Hospital | Owatonna | $422.18 | $510.37 – $5,496.41 |
| Abbott Northwestern Hospital | MN 55407 | $1,529.14 | $1,457.37 – $4,006.71 |
| Allina Health Faribault Medical Center | Faribualt | $422.18 | $510.37 – $5,496.41 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $1,529.14 | $1,457.37 – $1,915.03 |
| Buffalo Hospital | Buffalo | $422.18 | $510.37 – $5,496.41 |