Ghs myocardial strain img spckl track at Sanford Tracy Hospital

251 5th St E, Tracy, MN · Sanford Health · · NPI 1003851171

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$566.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$708.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$171.41 with Blue Cross Blue Shield of Minnesota vs $665.52 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $171.41 ↓ -70%
Sanford Health Plan Align Medicare Replacement $276.12 ↓ -51%
Ucare Medicare Replacement $295.94 ↓ -48%
Wellmark SD Medicare Replacement $295.94 ↓ -48%
Aetna Medicare Replacement $298.78 ↓ -47%
United Healthcare Medicare Replacement $298.78 ↓ -47%
Health Partners Medicare Replacement $298.78 ↓ -47%
Great Plains Medicare Advantage Medicare Replacement $298.78 ↓ -47%
Primewest Medicare Replacement $304.79 ↓ -46%
Primewest Medicaid Managed Care $342.67 ↓ -40%
Security Health Plan Commercial $389.40 ↓ -31%
Health Partners State Employees $487.81 ↓ -14%
Sanford Health Plan SD Exchange True $558.90 ↓ -1%
Sanford Health Plan Group Health/True $558.90 ↓ -1%
Health Partners Commercial $566.40 ↑ +0%
Blue Cross Blue Shield of Minnesota State Employees $579.14 ↑ +2%
United Healthcare Commercial + Top 20 $591.18 ↑ +4%
Aetna Commercial $615.25 ↑ +9%
Ucare Commercial $622.05 ↑ +10%
Medica Choice $622.33 ↑ +10%
Healthez Commercial $637.20 ↑ +13%
Cigna Commercial $637.20 ↑ +13%
Multiplan Commercial $637.20 ↑ +13%
First Choice Health Network Commercial $637.20 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial/Federal $655.04 ↑ +16%
Sanford Health Plan SD Exchange Commercial $657.52 ↑ +16%
Sanford Health Plan Commercial/ND Pers $657.52 ↑ +16%
Medica Elect $665.52 ↑ +18%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Ghs myocardial strain img spckl track at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $566.40 $171.41 – $637.20
Sanford Westbrook Hospital Westbrook $566.40 $171.41 – $637.20
Sanford Wheaton Wheaton $500.00 $151.31 – $562.50
Sanford Worthington Medical Center Worthington $555.20 $1.00 – $624.60
United Hospital MN | 1175 Nininger Road. Hastings $140.50 $19.47 – $1,911.00
Owatonna Hospital Owatonna $173.26 $27.97 – $2,083.00
Abbott Northwestern Hospital MN 55407 $140.50 $19.47 – $1,866.00
Allina Health Faribault Medical Center Faribualt $173.26 $27.97 – $2,083.00

All Minnesota hospitals for this procedure →