Gamunex-c/gammaked at Sanford Tracy Hospital
251 5th St E, Tracy, MN · Sanford Health · · NPI 1003851171
$3,746.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,683.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$49.73 with Health Partners vs $1,126.97 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Partners | State Employees | $49.73 | ↓ -99% |
| Health Partners | Commercial | $49.73 | ↓ -99% |
| Blue Cross Blue Shield of Minnesota | PMAP | $290.25 | ↓ -92% |
| Sanford Health Plan Align | Medicare Replacement | $467.57 | ↓ -88% |
| Ucare | Medicare Replacement | $501.14 | ↓ -87% |
| Wellmark SD | Medicare Replacement | $501.14 | ↓ -87% |
| United Healthcare | Medicare Replacement | $505.94 | ↓ -86% |
| Aetna | Medicare Replacement | $505.94 | ↓ -86% |
| Health Partners | Medicare Replacement | $505.94 | ↓ -86% |
| Great Plains Medicare Advantage | Medicare Replacement | $505.94 | ↓ -86% |
| Primewest | Medicare Replacement | $516.13 | ↓ -86% |
| Primewest | Medicaid Managed Care | $580.27 | ↓ -85% |
| Security Health Plan | Commercial | $659.40 | ↓ -82% |
| Sanford Health Plan | SD Exchange True | $946.41 | ↓ -75% |
| Sanford Health Plan | Group Health/True | $946.41 | ↓ -75% |
| Blue Cross Blue Shield of Minnesota | State Employees | $980.70 | ↓ -74% |
| United Healthcare | Commercial + Top 20 | $1,001.08 | ↓ -73% |
| Aetna | Commercial | $1,041.84 | ↓ -72% |
| Ucare | Commercial | $1,053.35 | ↓ -72% |
| Medica | Choice | $1,053.83 | ↓ -72% |
| Healthez | Commercial | $1,079.01 | ↓ -71% |
| Cigna | Commercial | $1,079.01 | ↓ -71% |
| Multiplan | Commercial | $1,079.01 | ↓ -71% |
| First Choice Health Network | Commercial | $1,079.01 | ↓ -71% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1,109.22 | ↓ -70% |
| Sanford Health Plan | SD Exchange Commercial | $1,113.42 | ↓ -70% |
| Sanford Health Plan | Commercial/ND Pers | $1,113.42 | ↓ -70% |
| Medica | Elect | $1,126.97 | ↓ -70% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Gamunex-c/gammaked at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $3,551.52 | $49.73 – $1,049.49 |
| Sanford Wheaton | Wheaton | $5,408.00 | $49.73 – $264.60 |
| Sanford Luverne Medical Center | Luverne | $7,043.04 | $49.73 – $2,067.48 |
| Sanford Worthington Medical Center | Worthington | $7,042.40 | $46.52 – $1,049.40 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $6,908.43 | $49.73 – $424.20 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $6,908.43 | $49.73 – $424.20 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $6,172.57 | $45.76 – $78.47 |
| Abbott Northwestern Hospital | MN 55407 | $6,172.57 | $45.76 – $145.96 |