healthcosts.net
Chest X-ray (single view) at Sanford Tracy Hospital
251 5th St E, Tracy, MN · Sanford Health · · NPI 1003851171
$314.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$393.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$92.45 with Ucare vs $369.42 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Ucare | Medicaid Managed Care | $92.45 | ↓ -71% |
| Blue Cross Blue Shield of Minnesota | PMAP | $95.15 | ↓ -70% |
| Sanford Health Plan Align | Medicare Replacement | $153.27 | ↓ -51% |
| Ucare | Medicare Replacement | $164.27 | ↓ -48% |
| Wellmark SD | Medicare Replacement | $164.27 | ↓ -48% |
| Aetna | Medicare Replacement | $165.85 | ↓ -47% |
| Great Plains Medicare Advantage | Medicare Replacement | $165.85 | ↓ -47% |
| Health Partners | Medicare Replacement | $165.85 | ↓ -47% |
| United Healthcare | Medicare Replacement | $165.85 | ↓ -47% |
| Primewest | Medicare Replacement | $169.19 | ↓ -46% |
| Primewest | Medicaid Managed Care | $190.21 | ↓ -40% |
| Security Health Plan | Commercial | $216.15 | ↓ -31% |
| Health Partners | State Employees | $270.78 | ↓ -14% |
| Sanford Health Plan | Group Health/True | $310.23 | ↓ -1% |
| Sanford Health Plan | SD Exchange True | $310.23 | ↓ -1% |
| Health Partners | Commercial | $314.40 | ↑ +0% |
| Blue Cross Blue Shield of Minnesota | State Employees | $321.47 | ↑ +2% |
| United Healthcare | Commercial + Top 20 | $328.16 | ↑ +4% |
| Aetna | Commercial | $341.52 | ↑ +9% |
| Ucare | Commercial | $345.29 | ↑ +10% |
| Medica | Choice | $345.45 | ↑ +10% |
| Cigna | Commercial | $353.70 | ↑ +13% |
| First Choice Health Network | Commercial | $353.70 | ↑ +13% |
| Healthez | Commercial | $353.70 | ↑ +13% |
| Multiplan | Commercial | $353.70 | ↑ +13% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $363.60 | ↑ +16% |
| Sanford Health Plan | Commercial/ND Pers | $364.98 | ↑ +16% |
| Sanford Health Plan | SD Exchange Commercial | $364.98 | ↑ +16% |
| Medica | Elect | $369.42 | ↑ +18% |
Visitor-reported prices
Comments
Chest X-ray (single view) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $313.60 | $92.45 – $352.80 |
| Sanford Westbrook Hospital | Westbrook | $314.40 | $92.45 – $353.70 |
| Sanford Bagley Medical Center | Bagley | $307.20 | $92.45 – $345.60 |
| Sanford Wheaton | Wheaton | $284.00 | $85.95 – $319.50 |
| Sanford Luverne Medical Center | Luverne | $121.60 | $36.80 – $136.80 |
| Sanford Worthington Medical Center | Worthington | $265.60 | $66.97 – $298.80 |
| Sanford Bemidji Medical Center | Bemidji | $307.20 | $65.56 – $345.60 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $296.80 | $92.45 – $333.90 |