IV Fluids (each additional hour) at Sanford Thief River Falls Medical Center

3001 Sanford Pkwy, Thief River Falls, MN · Sanford Health · · NPI 1043218753

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$132.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$166.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.22 with Blue Cross Blue Shield of Minnesota vs $112.80 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $41.22 ↓ -69%
Sanford Health Plan Align Medicare Replacement $45.60 ↓ -66%
Primewest Medicaid Managed Care $48.45 ↓ -64%
Ucare Medicaid Managed Care $48.45 ↓ -64%
Ucare Medicare Replacement $48.96 ↓ -63%
Health Partners Medicare Replacement $49.44 ↓ -63%
United Healthcare Medicare Replacement $49.44 ↓ -63%
Blue Cross Blue Shield of Minnesota Medicare Replacement $49.44 ↓ -63%
Great Plains Medicare Advantage Medicare Replacement $49.44 ↓ -63%
Aetna Medicare Replacement $49.44 ↓ -63%
Primewest Medicare Replacement $50.40 ↓ -62%
Sanford Health Plan SD Exchange True $64.30 ↓ -52%
Sanford Health Plan Group Health/TRUE $64.30 ↓ -52%
Security Health Plan Commercial $66.00 ↓ -50%
Sanford Health Plan SD Exchange Commercial $75.64 ↓ -43%
Sanford Health Plan Commercial/ND Pers $75.64 ↓ -43%
Blue Cross Blue Shield of Minnesota Commercial/Federal $82.92 ↓ -38%
Health Partners Commercial $97.20 ↓ -27%
United Healthcare Commercial + Top 20 $100.20 ↓ -25%
Aetna Commercial $104.28 ↓ -21%
Ucare Commercial $105.43 ↓ -21%
Medica Choice $105.48 ↓ -21%
Multiplan Commercial $108.00 ↓ -19%
Healthez Commercial $108.00 ↓ -19%
First Choice Health Network Commercial $108.00 ↓ -19%
Cigna Commercial $108.00 ↓ -19%
Medica Elect $112.80 ↓ -15%

Visitor-reported prices

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IV Fluids (each additional hour) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Behavioral Health Thief River Falls Thief River Falls $132.80 $41.22 – $108.00
Sanford Canby Medical Center Canby $190.40 $48.45 – $214.20
Sanford Westbrook Hospital Westbrook $179.20 $48.45 – $201.60
Sanford Bagley Medical Center Bagley $160.00 $35.35 – $131.40
Sanford Wheaton Wheaton $141.60 $42.85 – $159.30
Sanford Luverne Medical Center Luverne $170.40 $36.32 – $135.00
Sanford Bemidji Medical Center Bemidji $160.00 $24.15 – $47.70
Sanford Worthington Medical Center Worthington $186.40 $35.00 – $93.60

All Minnesota hospitals for this procedure →