Ghs ot dds rom at Sanford Thief River Falls Medical Center

3001 Sanford Pkwy, Thief River Falls, MN · Sanford Health · · NPI 1043218753

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$112.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$141.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.43 with Blue Cross Blue Shield of Minnesota vs $132.54 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $48.43 ↓ -57%
Sanford Health Plan Align Medicare Replacement $53.58 ↓ -53%
Ucare Medicare Replacement $57.53 ↓ -49%
Blue Cross Blue Shield of Minnesota Medicare Replacement $58.09 ↓ -49%
United Healthcare Medicare Replacement $58.09 ↓ -49%
Aetna Medicare Replacement $58.09 ↓ -49%
Great Plains Medicare Advantage Medicare Replacement $58.09 ↓ -49%
Health Partners Medicare Replacement $58.09 ↓ -49%
Primewest Medicare Replacement $59.22 ↓ -48%
Sanford Health Plan Group Health/TRUE $75.55 ↓ -33%
Sanford Health Plan SD Exchange True $75.55 ↓ -33%
Security Health Plan Commercial $77.55 ↓ -31%
Sanford Health Plan Commercial/ND Pers $88.87 ↓ -21%
Sanford Health Plan SD Exchange Commercial $88.87 ↓ -21%
Blue Cross Blue Shield of Minnesota Commercial/Federal $97.43 ↓ -14%
Health Partners Commercial $114.21 ↑ +1%
United Healthcare Commercial + Top 20 $117.74 ↑ +4%
Aetna Commercial $122.53 ↑ +9%
Ucare Commercial $123.88 ↑ +10%
Medica Choice $123.94 ↑ +10%
Cigna Commercial $126.90 ↑ +13%
Multiplan Commercial $126.90 ↑ +13%
Healthez Commercial $126.90 ↑ +13%
First Choice Health Network Commercial $126.90 ↑ +13%
Medica Elect $132.54 ↑ +18%
Primewest Medicaid Managed Care not published by hospital —
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Ghs ot dds rom at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Behavioral Health Thief River Falls Thief River Falls $112.80 $48.43 – $126.90
Sanford Bagley Medical Center Bagley $84.80 $25.66 – $95.40
Sanford Bemidji Medical Center Bemidji $84.80 $10.28 – $95.40
United Hospital MN | 1175 Nininger Road. Hastings $139.44 $5.29 – $38.32
Owatonna Hospital Owatonna $146.61 $7.60 – $193.18
Abbott Northwestern Hospital MN 55407 $139.44 $5.29 – $49.03
Allina Health Faribault Medical Center Faribualt $146.61 $7.60 – $193.18
New Ulm Medical Center MN 56073 $117.77 $7.93 – $171.98

All Minnesota hospitals for this procedure →