Cardiac rehabilitation op phase 2 w/continous ecg monitoring at Sanford Thief River Falls Medical Center

3001 Sanford Pkwy, Thief River Falls, MN · Sanford Health · · NPI 1043218753

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$244.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$305.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$115.90 with Sanford Health Plan Align vs $291.50 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $115.90 ↓ -53%
Ucare Medicare Replacement $124.44 ↓ -49%
Blue Cross Blue Shield of Minnesota Medicare Replacement $125.66 ↓ -49%
Health Partners Medicare Replacement $125.66 ↓ -49%
Great Plains Medicare Advantage Medicare Replacement $125.66 ↓ -49%
United Healthcare Medicare Replacement $125.66 ↓ -49%
Aetna Medicare Replacement $125.66 ↓ -49%
Primewest Medicare Replacement $128.10 ↓ -48%
Primewest Medicaid Managed Care $132.21 ↓ -46%
Ucare Medicaid Managed Care $132.21 ↓ -46%
Blue Cross Blue Shield of Minnesota PMAP $145.75 ↓ -40%
Sanford Health Plan Group Health/TRUE $163.42 ↓ -33%
Sanford Health Plan SD Exchange True $163.42 ↓ -33%
Security Health Plan Commercial $167.75 ↓ -31%
Sanford Health Plan SD Exchange Commercial $192.24 ↓ -21%
Sanford Health Plan Commercial/ND Pers $192.24 ↓ -21%
Health Partners Commercial $247.05 ↑ +1%
United Healthcare Commercial + Top 20 $254.68 ↑ +4%
Aetna Commercial $265.05 ↑ +9%
Ucare Commercial $267.97 ↑ +10%
Medica Choice $268.10 ↑ +10%
Multiplan Commercial $274.50 ↑ +13%
First Choice Health Network Commercial $274.50 ↑ +13%
Cigna Commercial $274.50 ↑ +13%
Healthez Commercial $274.50 ↑ +13%
Medica Elect $286.70 ↑ +18%
Blue Cross Blue Shield of Minnesota Commercial/Federal $291.50 ↑ +19%

Visitor-reported prices

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Cardiac rehabilitation op phase 2 w/continous ecg monitoring at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Behavioral Health Thief River Falls Thief River Falls $244.00 $115.90 – $274.50
Sanford Canby Medical Center Canby $282.40 $132.21 – $317.70
Sanford Westbrook Hospital Westbrook $281.60 $132.21 – $316.80
Sanford Bagley Medical Center Bagley $319.20 $132.21 – $359.10
Sanford Wheaton Wheaton $248.00 $132.21 – $279.00
Sanford Luverne Medical Center Luverne $248.80 $109.47 – $279.90
Sanford Bemidji Medical Center Bemidji $319.20 $95.33 – $359.10
Sanford Worthington Medical Center Worthington $217.60 $97.39 – $244.80

All Minnesota hospitals for this procedure →