Treponema pallidum antibody at Sanford Behavioral Health Thief River Falls

120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$66.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$83.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.77 with Blue Cross Blue Shield of Minnesota vs $40.42 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $14.77 ↓ -78%
Sanford Health Plan Align Medicare Replacement $16.34 ↓ -75%
Ucare Medicare Replacement $17.54 ↓ -74%
Blue Cross Blue Shield of Minnesota Medicare Replacement $17.72 ↓ -73%
United Healthcare Medicare Replacement $17.72 ↓ -73%
Aetna Medicare Replacement $17.72 ↓ -73%
Great Plains Medicare Advantage Medicare Replacement $17.72 ↓ -73%
Health Partners Medicare Replacement $17.72 ↓ -73%
Primewest Medicare Replacement $18.06 ↓ -73%
Sanford Health Plan Group Health/TRUE $23.04 ↓ -65%
Sanford Health Plan SD Exchange True $23.04 ↓ -65%
Security Health Plan Commercial $23.65 ↓ -64%
Sanford Health Plan Commercial/ND Pers $27.10 ↓ -59%
Sanford Health Plan SD Exchange Commercial $27.10 ↓ -59%
Blue Cross Blue Shield of Minnesota Commercial/Federal $29.71 ↓ -55%
Health Partners Commercial $34.83 ↓ -48%
United Healthcare Commercial + Top 20 $35.91 ↓ -46%
Aetna Commercial $37.37 ↓ -44%
Ucare Commercial $37.78 ↓ -43%
Medica Choice $37.80 ↓ -43%
Cigna Commercial $38.70 ↓ -42%
Multiplan Commercial $38.70 ↓ -42%
Healthez Commercial $38.70 ↓ -42%
First Choice Health Network Commercial $38.70 ↓ -42%
Medica Elect $40.42 ↓ -39%
Primewest Medicaid Managed Care not published by hospital —
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Treponema pallidum antibody at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $66.40 $14.77 – $38.70
Sanford Canby Medical Center Canby $72.80 $22.03 – $81.90
Sanford Westbrook Hospital Westbrook $152.00 $16.46 – $61.20
Sanford Wheaton Wheaton $69.60 $20.09 – $74.70
Sanford Luverne Medical Center Luverne $71.20 $21.55 – $80.10
Sanford Tracy Hospital Tracy $152.00 $16.46 – $61.20
United Hospital MN | 1175 Nininger Road. Hastings $42.19 $12.33 – $57.68
Owatonna Hospital Owatonna $38.64 $12.33 – $72.68

All Minnesota hospitals for this procedure →