Target gsa panel hmtlmph neop at Sanford Behavioral Health Thief River Falls
120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466
$2,392.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,990.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$763.60 with Blue Cross Blue Shield of Minnesota vs $2,089.62 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $763.60 | ↓ -68% |
| Sanford Health Plan Align | Medicare Replacement | $844.74 | ↓ -65% |
| Ucare | Medicare Replacement | $906.98 | ↓ -62% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $915.88 | ↓ -62% |
| United Healthcare | Medicare Replacement | $915.88 | ↓ -62% |
| Aetna | Medicare Replacement | $915.88 | ↓ -62% |
| Great Plains Medicare Advantage | Medicare Replacement | $915.88 | ↓ -62% |
| Health Partners | Medicare Replacement | $915.88 | ↓ -62% |
| Primewest | Medicare Replacement | $933.66 | ↓ -61% |
| Sanford Health Plan | Group Health/TRUE | $1,191.08 | ↓ -50% |
| Sanford Health Plan | SD Exchange True | $1,191.08 | ↓ -50% |
| Security Health Plan | Commercial | $1,222.65 | ↓ -49% |
| Sanford Health Plan | Commercial/ND Pers | $1,401.16 | ↓ -41% |
| Sanford Health Plan | SD Exchange Commercial | $1,401.16 | ↓ -41% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1,536.09 | ↓ -36% |
| Health Partners | Commercial | $1,800.63 | ↓ -25% |
| United Healthcare | Commercial + Top 20 | $1,856.21 | ↓ -22% |
| Aetna | Commercial | $1,931.79 | ↓ -19% |
| Ucare | Commercial | $1,953.13 | ↓ -18% |
| Medica | Choice | $1,954.02 | ↓ -18% |
| Cigna | Commercial | $2,000.70 | ↓ -16% |
| Multiplan | Commercial | $2,000.70 | ↓ -16% |
| Healthez | Commercial | $2,000.70 | ↓ -16% |
| First Choice Health Network | Commercial | $2,000.70 | ↓ -16% |
| Medica | Elect | $2,089.62 | ↓ -13% |
| Primewest | Medicaid Managed Care | not published by hospital | — |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Target gsa panel hmtlmph neop at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Thief River Falls Medical Center | Thief River Falls | $2,392.00 | $763.60 – $2,000.70 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $3,783.79 | $72.62 – $1,367.46 |
| Owatonna Hospital | Owatonna | $4,321.80 | $89.61 – $3,459.78 |
| Abbott Northwestern Hospital | MN 55407 | $3,783.79 | $72.62 – $2,553.72 |
| Allina Health Faribault Medical Center | Faribualt | $4,321.80 | $89.61 – $3,459.78 |
| New Ulm Medical Center | MN 56073 | $4,649.74 | $116.76 – $5,156.74 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $3,783.79 | $72.62 – $1,367.46 |
| Buffalo Hospital | Buffalo | $4,321.80 | $89.61 – $3,174.11 |