Pulse ox continuous overnight monitoring at Sanford Behavioral Health Thief River Falls

120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$485.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$607.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.02 with Blue Cross Blue Shield of Minnesota vs $164.28 with Ucare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $57.02 ↓ -88%
Sanford Health Plan Align Medicare Replacement $63.08 ↓ -87%
Ucare Medicare Replacement $67.73 ↓ -86%
Blue Cross Blue Shield of Minnesota Medicare Replacement $68.39 ↓ -86%
United Healthcare Medicare Replacement $68.39 ↓ -86%
Aetna Medicare Replacement $68.39 ↓ -86%
Great Plains Medicare Advantage Medicare Replacement $68.39 ↓ -86%
Health Partners Medicare Replacement $68.39 ↓ -86%
Primewest Medicare Replacement $69.72 ↓ -86%
Sanford Health Plan Group Health/TRUE $88.94 ↓ -82%
Sanford Health Plan SD Exchange True $88.94 ↓ -82%
Security Health Plan Commercial $91.30 ↓ -81%
Sanford Health Plan Commercial/ND Pers $104.63 ↓ -78%
Sanford Health Plan SD Exchange Commercial $104.63 ↓ -78%
Blue Cross Blue Shield of Minnesota Commercial/Federal $114.71 ↓ -76%
Health Partners Commercial $134.46 ↓ -72%
United Healthcare Commercial + Top 20 $138.61 ↓ -71%
Aetna Commercial $144.25 ↓ -70%
Ucare Commercial $145.85 ↓ -70%
Medica Choice $145.91 ↓ -70%
Cigna Commercial $149.40 ↓ -69%
Multiplan Commercial $149.40 ↓ -69%
Healthez Commercial $149.40 ↓ -69%
First Choice Health Network Commercial $149.40 ↓ -69%
Medica Elect $156.04 ↓ -68%
Primewest Medicaid Managed Care $164.28 ↓ -66%
Ucare Medicaid Managed Care $164.28 ↓ -66%

Visitor-reported prices

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Pulse ox continuous overnight monitoring at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $485.60 $57.02 – $149.40
Sanford Canby Medical Center Canby $426.40 $129.04 – $479.70
Sanford Westbrook Hospital Westbrook $351.20 $106.28 – $395.10
Sanford Bagley Medical Center Bagley $341.60 $103.38 – $384.30
Sanford Luverne Medical Center Luverne $368.00 $111.37 – $414.00
Sanford Bemidji Medical Center Bemidji $341.60 $112.68 – $384.30
Sanford Worthington Medical Center Worthington $372.00 $115.12 – $418.50
Sanford Tracy Hospital Tracy $351.20 $106.28 – $395.10

All Minnesota hospitals for this procedure →