healthcosts.net

Pelvic MRI (without contrast) at Sanford Behavioral Health Thief River Falls

120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$2,677.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,347.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$253.81 with Primewest vs $3,146.18 with Medica — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Primewest Medicaid Managed Care $253.81 ↓ -91%
Ucare Medicaid Managed Care $253.81 ↓ -91%
Blue Cross Blue Shield of Minnesota PMAP $578.05 ↓ -78%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1,156.10 ↓ -57%
Sanford Health Plan Align Medicare Replacement $1,271.86 ↓ -53%
Ucare Medicare Replacement $1,365.58 ↓ -49%
Aetna Medicare Replacement $1,378.96 ↓ -49%
Blue Cross Blue Shield of Minnesota Medicare Replacement $1,378.96 ↓ -49%
Great Plains Medicare Advantage Medicare Replacement $1,378.96 ↓ -49%
Health Partners Medicare Replacement $1,378.96 ↓ -49%
United Healthcare Medicare Replacement $1,378.96 ↓ -49%
Primewest Medicare Replacement $1,405.74 ↓ -48%
Sanford Health Plan Group Health/TRUE $1,793.32 ↓ -33%
Sanford Health Plan SD Exchange True $1,793.32 ↓ -33%
Security Health Plan Commercial $1,840.85 ↓ -31%
Sanford Health Plan Commercial/ND Pers $2,109.61 ↓ -21%
Sanford Health Plan SD Exchange Commercial $2,109.61 ↓ -21%
Health Partners Commercial $2,711.07 ↑ +1%
United Healthcare Commercial + Top 20 $2,794.75 ↑ +4%
Aetna Commercial $2,908.54 ↑ +9%
Ucare Commercial $2,940.67 ↑ +10%
Medica Choice $2,942.01 ↑ +10%
Cigna Commercial $3,012.30 ↑ +13%
First Choice Health Network Commercial $3,012.30 ↑ +13%
Healthez Commercial $3,012.30 ↑ +13%
Multiplan Commercial $3,012.30 ↑ +13%
Medica Elect $3,146.18 ↑ +18%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pelvic MRI (without contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $2,677.60 $253.81 – $3,012.30
Sanford Canby Medical Center Canby $3,237.60 $253.81 – $3,642.30
Sanford Westbrook Hospital Westbrook $3,156.00 $253.81 – $3,550.50
Sanford Bagley Medical Center Bagley $2,744.00 $253.81 – $3,087.00
Sanford Wheaton Wheaton $2,810.40 $253.81 – $3,161.70
Sanford Luverne Medical Center Luverne $2,924.00 $253.81 – $3,289.50
Sanford Bemidji Medical Center Bemidji $2,744.00 $176.78 – $3,087.00
Sanford Worthington Medical Center Worthington $2,604.80 $180.60 – $2,930.40

All Minnesota hospitals for this procedure →