Microdissection manual at Sanford Behavioral Health Thief River Falls

120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$446.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$558.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$184.12 with Blue Cross Blue Shield of Minnesota vs $503.84 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $184.12 ↓ -59%
Sanford Health Plan Align Medicare Replacement $203.68 ↓ -54%
Ucare Medicare Replacement $218.69 ↓ -51%
Blue Cross Blue Shield of Minnesota Medicare Replacement $220.83 ↓ -51%
United Healthcare Medicare Replacement $220.83 ↓ -51%
Aetna Medicare Replacement $220.83 ↓ -51%
Great Plains Medicare Advantage Medicare Replacement $220.83 ↓ -51%
Health Partners Medicare Replacement $220.83 ↓ -51%
Primewest Medicare Replacement $225.12 ↓ -50%
Sanford Health Plan Group Health/TRUE $287.19 ↓ -36%
Sanford Health Plan SD Exchange True $287.19 ↓ -36%
Security Health Plan Commercial $294.80 ↓ -34%
Sanford Health Plan Commercial/ND Pers $337.84 ↓ -24%
Sanford Health Plan SD Exchange Commercial $337.84 ↓ -24%
Blue Cross Blue Shield of Minnesota Commercial/Federal $370.38 ↓ -17%
Health Partners Commercial $434.16 ↓ -3%
United Healthcare Commercial + Top 20 $447.56 ↑ +0%
Aetna Commercial $465.78 ↑ +4%
Ucare Commercial $470.93 ↑ +5%
Medica Choice $471.14 ↑ +6%
Cigna Commercial $482.40 ↑ +8%
Multiplan Commercial $482.40 ↑ +8%
Healthez Commercial $482.40 ↑ +8%
First Choice Health Network Commercial $482.40 ↑ +8%
Medica Elect $503.84 ↑ +13%
Primewest Medicaid Managed Care not published by hospital —
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Microdissection manual at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $446.40 $184.12 – $482.40
Sanford Bemidji Medical Center Bemidji not published $1.02 – $201.28
Sanford Worthington Medical Center Worthington not published $1.00 – $201.28

All Minnesota hospitals for this procedure →