Gi inhouse confirmation at Sanford Behavioral Health Thief River Falls
120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466
$116.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$145.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$23.36 with Blue Cross Blue Shield of Minnesota vs $63.92 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $23.36 | ↓ -80% |
| Sanford Health Plan Align | Medicare Replacement | $25.84 | ↓ -78% |
| Ucare | Medicare Replacement | $27.74 | ↓ -76% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $28.02 | ↓ -76% |
| United Healthcare | Medicare Replacement | $28.02 | ↓ -76% |
| Aetna | Medicare Replacement | $28.02 | ↓ -76% |
| Great Plains Medicare Advantage | Medicare Replacement | $28.02 | ↓ -76% |
| Health Partners | Medicare Replacement | $28.02 | ↓ -76% |
| Primewest | Medicare Replacement | $28.56 | ↓ -75% |
| Sanford Health Plan | Group Health/TRUE | $36.43 | ↓ -69% |
| Sanford Health Plan | SD Exchange True | $36.43 | ↓ -69% |
| Security Health Plan | Commercial | $37.40 | ↓ -68% |
| Sanford Health Plan | Commercial/ND Pers | $42.86 | ↓ -63% |
| Sanford Health Plan | SD Exchange Commercial | $42.86 | ↓ -63% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $46.99 | ↓ -59% |
| Health Partners | Commercial | $55.08 | ↓ -53% |
| United Healthcare | Commercial + Top 20 | $56.78 | ↓ -51% |
| Aetna | Commercial | $59.09 | ↓ -49% |
| Ucare | Commercial | $59.74 | ↓ -49% |
| Medica | Choice | $59.77 | ↓ -48% |
| Cigna | Commercial | $61.20 | ↓ -47% |
| Multiplan | Commercial | $61.20 | ↓ -47% |
| Healthez | Commercial | $61.20 | ↓ -47% |
| First Choice Health Network | Commercial | $61.20 | ↓ -47% |
| Medica | Elect | $63.92 | ↓ -45% |
| Primewest | Medicaid Managed Care | not published by hospital | — |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Gi inhouse confirmation at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Thief River Falls Medical Center | Thief River Falls | $116.00 | $23.36 – $61.20 |
| Sanford Canby Medical Center | Canby | $68.00 | $20.58 – $76.50 |
| Sanford Westbrook Hospital | Westbrook | $54.40 | $15.98 – $59.40 |
| Sanford Wheaton | Wheaton | $44.80 | $13.56 – $50.40 |
| Sanford Luverne Medical Center | Luverne | $47.20 | $14.28 – $53.10 |
| Sanford Tracy Hospital | Tracy | $54.40 | $15.98 – $59.40 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $17.28 | $8.79 – $30.90 |
| Owatonna Hospital | Owatonna | $20.16 | $8.79 – $38.93 |