Bladder Catheter Insertion (simple) at Sanford Behavioral Health Thief River Falls

120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$260.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$325.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$111.64 with Blue Cross Blue Shield of Minnesota vs $305.50 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $111.64 ↓ -57%
Sanford Health Plan Align Medicare Replacement $123.50 ↓ -53%
Ucare Medicare Replacement $132.60 ↓ -49%
United Healthcare Medicare Replacement $133.90 ↓ -49%
Great Plains Medicare Advantage Medicare Replacement $133.90 ↓ -49%
Aetna Medicare Replacement $133.90 ↓ -49%
Blue Cross Blue Shield of Minnesota Medicare Replacement $133.90 ↓ -49%
Health Partners Medicare Replacement $133.90 ↓ -49%
Ucare Medicaid Managed Care $135.35 ↓ -48%
Primewest Medicaid Managed Care $135.35 ↓ -48%
Primewest Medicare Replacement $136.50 ↓ -48%
Sanford Health Plan Group Health/TRUE $174.14 ↓ -33%
Sanford Health Plan SD Exchange True $174.14 ↓ -33%
Security Health Plan Commercial $178.75 ↓ -31%
Sanford Health Plan SD Exchange Commercial $204.85 ↓ -21%
Sanford Health Plan Commercial/ND Pers $204.85 ↓ -21%
Blue Cross Blue Shield of Minnesota Commercial/Federal $224.58 ↓ -14%
Health Partners Commercial $263.25 ↑ +1%
United Healthcare Commercial + Top 20 $271.38 ↑ +4%
Aetna Commercial $282.43 ↑ +9%
Ucare Commercial $285.55 ↑ +10%
Medica Choice $285.68 ↑ +10%
Multiplan Commercial $292.50 ↑ +13%
Healthez Commercial $292.50 ↑ +13%
First Choice Health Network Commercial $292.50 ↑ +13%
Cigna Commercial $292.50 ↑ +13%
Medica Elect $305.50 ↑ +18%

Visitor-reported prices

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Bladder Catheter Insertion (simple) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $260.00 $111.64 – $292.50
Sanford Canby Medical Center Canby $297.60 $82.80 – $307.80
Sanford Westbrook Hospital Westbrook $282.40 $85.46 – $317.70
Sanford Bagley Medical Center Bagley $283.20 $85.70 – $318.60
Sanford Wheaton Wheaton $270.40 $81.83 – $304.20
Sanford Luverne Medical Center Luverne $196.00 $59.31 – $220.50
Sanford Bemidji Medical Center Bemidji $283.20 $92.16 – $318.60
Sanford Worthington Medical Center Worthington $235.20 $94.15 – $232.20

All Minnesota hospitals for this procedure →