X-ray exam entire spi 4/5 vw at River Falls Area Hospital
1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725
$275.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$491.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$89.13 with blue cross blue shield of minnesota vs $491.40 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield of minnesota | bc pmap (r) | $89.13 | ↓ -68% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $98.87 | ↓ -64% |
| medicaid | medicaid ma (r) | $99.61 | ↓ -64% |
| allina aetna medicare (r) | allina aetna medicare (r) | $102.36 | ↓ -63% |
| medicare | medicare (r) | $107.75 | ↓ -61% |
| medica health system | medica pmap (r) | $132.19 | ↓ -52% |
| medicare other | all other medicare (r) | $207.92 | ↓ -24% |
| medica | medica medicare (r) | $218.32 | ↓ -21% |
| bcbs | bc medicare (r) | $218.32 | ↓ -21% |
| medica health system | medica dual solutions (r) | $221.13 | ↓ -20% |
| south country health alliance | scha msho (r) | $228.71 | ↓ -17% |
| all other medicaid | all other medicaid (r) | $235.87 | ↓ -14% |
| south country health alliance | scha pmap (r) | $242.95 | ↓ -12% |
| blue cross blue shield of minnesota | bc state health plan (r) | $271.92 | ↓ -1% |
| aetna | aetna elevate (n r) | $301.08 | ↑ +9% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $310.64 | ↑ +13% |
| aetna | aetna performance (n r) | $325.26 | ↑ +18% |
| blue cross blue shield of minnesota | bc premier (r) | $349.37 | ↑ +27% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $379.07 | ↑ +38% |
| bcbs | bc aehp (r) | $411.00 | ↑ +49% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $412.78 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $412.78 | ↑ +50% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $415.63 | ↑ +51% |
| bc high value/ performance network (r) | bc high value/ performance network (r) | $441.18 | ↑ +60% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $491.40 | ↑ +79% |
Visitor-reported prices
Comments
X-ray exam entire spi 4/5 vw at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bagley Medical Center | Bagley | $621.60 | $111.66 – $699.30 |
| Sanford Wheaton | Wheaton | $579.20 | $111.66 – $651.60 |
| Sanford Bemidji Medical Center | Bemidji | $621.60 | $79.32 – $699.30 |
| Sanford Worthington Medical Center | Worthington | $417.60 | $81.04 – $469.80 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $273.65 | $56.44 – $331.00 |
| Owatonna Hospital | Owatonna | $275.18 | $69.64 – $362.60 |
| Abbott Northwestern Hospital | MN 55407 | $273.65 | $56.44 – $331.00 |
| Allina Health Faribault Medical Center | Faribualt | $275.18 | $69.64 – $362.60 |