Test stress cardiovascular tracing only at River Falls Area Hospital

1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Sep 17, 2026

$949.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,695.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$205.72 with medicaid vs $1,914.12 with bc high value/ performance network (r) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
medicaid medicaid ma (r) $205.72 ↓ -78%
allina aetna medicare (r) allina aetna medicare (r) $211.40 ↓ -78%
medicare medicare (r) $222.53 ↓ -77%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $256.01 ↓ -73%
medica health system medica pmap (r) $342.28 ↓ -64%
blue cross blue shield of minnesota bc pmap (r) $402.05 ↓ -58%
medicare other all other medicare (r) $538.38 ↓ -43%
bcbs bc medicare (r) $565.30 ↓ -40%
medica medica medicare (r) $565.30 ↓ -40%
medica health system medica dual solutions (r) $572.58 ↓ -40%
south country health alliance scha msho (r) $592.22 ↓ -38%
all other medicaid all other medicaid (r) $610.75 ↓ -36%
south country health alliance scha pmap (r) $629.07 ↓ -34%
aetna aetna elevate (n r) $779.60 ↓ -18%
aetna aetna performance (n r) $842.20 ↓ -11%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $981.53 ↑ +3%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,068.82 ↑ +13%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $1,068.82 ↑ +13%
aetna direct/indirect network aetna direct/indirect network (n r) $1,076.20 ↑ +13%
blue cross blue shield of minnesota bc state health plan (r) $1,180.23 ↑ +24%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,272.40 ↑ +34%
bc aware/blue plus (nr) bc aware/blue plus (nr) $1,348.07 ↑ +42%
blue cross blue shield of minnesota bc premier (r) $1,515.81 ↑ +60%
bcbs bc aehp (r) $1,783.13 ↑ +88%
bc high value/ performance network (r) bc high value/ performance network (r) $1,914.12 ↑ +102%

Visitor-reported prices

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Test stress cardiovascular tracing only at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $900.80 $272.60 – $1,013.40
Sanford Westbrook Hospital Westbrook $1,112.80 $326.96 – $1,251.90
Sanford Bagley Medical Center Bagley $1,175.20 $326.96 – $1,322.10
Sanford Wheaton Wheaton $824.80 $249.61 – $927.90
Sanford Luverne Medical Center Luverne $1,016.00 $307.47 – $1,143.00
Sanford Bemidji Medical Center Bemidji $1,175.20 $226.44 – $1,322.10
Sanford Worthington Medical Center Worthington $1,184.00 $231.33 – $1,332.00
Sanford Tracy Hospital Tracy $1,112.80 $326.96 – $1,251.90

All Minnesota hospitals for this procedure →