Surgical pathology level 4 gross & microscopic examination at River Falls Area Hospital
1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725
$434.67
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$776.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.86 with ucare pmap (a b c d e g n o s u r h) vs $278.13 with bc high value/ performance network (r) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $19.86 | ↓ -95% |
| medica health system | medica pmap (r) | $26.55 | ↓ -94% |
| medicaid | medicaid ma (r) | $35.81 | ↓ -92% |
| medicare other | all other medicare (r) | $41.76 | ↓ -90% |
| medica | medica medicare (r) | $43.85 | ↓ -90% |
| bcbs | bc medicare (r) | $43.85 | ↓ -90% |
| medica health system | medica dual solutions (r) | $44.41 | ↓ -90% |
| south country health alliance | scha msho (r) | $45.94 | ↓ -89% |
| all other medicaid | all other medicaid (r) | $47.38 | ↓ -89% |
| south country health alliance | scha pmap (r) | $48.80 | ↓ -89% |
| allina aetna medicare (r) | allina aetna medicare (r) | $51.02 | ↓ -88% |
| medicare | medicare (r) | $53.71 | ↓ -88% |
| blue cross blue shield of minnesota | bc pmap (r) | $56.19 | ↓ -87% |
| aetna | aetna elevate (n r) | $60.47 | ↓ -86% |
| aetna | aetna performance (n r) | $65.33 | ↓ -85% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $76.14 | ↓ -82% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $82.91 | ↓ -81% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $82.91 | ↓ -81% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $83.48 | ↓ -81% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $98.70 | ↓ -77% |
| blue cross blue shield of minnesota | bc state health plan (r) | $171.43 | ↓ -61% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $195.83 | ↓ -55% |
| blue cross blue shield of minnesota | bc premier (r) | $220.25 | ↓ -49% |
| bcbs | bc aehp (r) | $259.10 | ↓ -40% |
| bc high value/ performance network (r) | bc high value/ performance network (r) | $278.13 | ↓ -36% |
Visitor-reported prices
Comments
Surgical pathology level 4 gross & microscopic examination at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $115.20 | $65.66 – $129.60 |
| Sanford Westbrook Hospital | Westbrook | $145.60 | $77.90 – $163.80 |
| Sanford Bagley Medical Center | Bagley | $176.00 | $79.75 – $198.00 |
| Sanford Wheaton | Wheaton | $154.40 | $79.75 – $173.70 |
| Sanford Luverne Medical Center | Luverne | $128.80 | $56.67 – $144.90 |
| Sanford Bemidji Medical Center | Bemidji | $176.00 | $39.09 – $198.00 |
| Sanford Worthington Medical Center | Worthington | $323.20 | $39.93 – $363.60 |
| Sanford Tracy Hospital | Tracy | $145.60 | $70.98 – $163.80 |