Surgical pathology level 2 gross & microscopic examination at River Falls Area Hospital

1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Sep 17, 2026

$46.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$83.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.72 with ucare pmap (a b c d e g n o s u r h) vs $278.13 with bc high value/ performance network (r) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $16.72 ↓ -64%
medica health system medica pmap (r) $22.35 ↓ -52%
medicaid medicaid ma (r) $26.54 ↓ -43%
medicare other all other medicare (r) $35.16 ↓ -24%
allina aetna medicare (r) allina aetna medicare (r) $36.57 ↓ -21%
medica medica medicare (r) $36.92 ↓ -21%
bcbs bc medicare (r) $36.92 ↓ -21%
medica health system medica dual solutions (r) $37.39 ↓ -20%
medicare medicare (r) $38.49 ↓ -17%
south country health alliance scha msho (r) $38.68 ↓ -17%
all other medicaid all other medicaid (r) $39.89 ↓ -14%
south country health alliance scha pmap (r) $41.08 ↓ -12%
aetna aetna elevate (n r) $50.92 ↑ +9%
aetna aetna performance (n r) $55.00 ↑ +18%
blue cross blue shield of minnesota bc pmap (r) $56.19 ↑ +21%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $64.10 ↑ +38%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $69.80 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $69.80 ↑ +50%
aetna direct/indirect network aetna direct/indirect network (n r) $70.29 ↑ +51%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $83.10 ↑ +79%
blue cross blue shield of minnesota bc state health plan (r) $171.43 ↑ +268%
bc aware/blue plus (nr) bc aware/blue plus (nr) $195.83 ↑ +321%
blue cross blue shield of minnesota bc premier (r) $220.25 ↑ +373%
bcbs bc aehp (r) $259.10 ↑ +457%
bc high value/ performance network (r) bc high value/ performance network (r) $278.13 ↑ +498%

Visitor-reported prices

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Surgical pathology level 2 gross & microscopic examination at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $80.80 $24.45 – $90.90
Sanford Westbrook Hospital Westbrook $136.00 $41.16 – $153.00
Sanford Bagley Medical Center Bagley $150.40 $45.51 – $169.20
Sanford Wheaton Wheaton $85.60 $25.90 – $96.30
Sanford Luverne Medical Center Luverne $86.40 $26.15 – $97.20
Sanford Bemidji Medical Center Bemidji $150.40 $21.49 – $169.20
Sanford Worthington Medical Center Worthington $185.60 $21.95 – $208.80
Sanford Tracy Hospital Tracy $136.00 $41.16 – $153.00

All Minnesota hospitals for this procedure →