Sterile water/saline, 10 ml at River Falls Area Hospital
1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725
$7.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13.92
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.36 with blue cross blue shield of minnesota vs $12.93 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield of minnesota | bc pmap (r) | $0.36 | ↓ -95% |
| blue cross blue shield of minnesota | bc state health plan (r) | $0.89 | ↓ -89% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $1.02 | ↓ -87% |
| blue cross blue shield of minnesota | bc premier (r) | $1.14 | ↓ -85% |
| bcbs | bc aehp (r) | $1.35 | ↓ -83% |
| bc high value/ performance network (r) | bc high value/ performance network (r) | $1.45 | ↓ -81% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $2.60 | ↓ -67% |
| medica health system | medica pmap (r) | $3.48 | ↓ -55% |
| medicare other | all other medicare (r) | $5.47 | ↓ -30% |
| bcbs | bc medicare (r) | $5.74 | ↓ -26% |
| medica | medica medicare (r) | $5.74 | ↓ -26% |
| medica health system | medica dual solutions (r) | $5.82 | ↓ -25% |
| south country health alliance | scha msho (r) | $6.02 | ↓ -23% |
| all other medicaid | all other medicaid (r) | $6.21 | ↓ -20% |
| south country health alliance | scha pmap (r) | $6.39 | ↓ -18% |
| aetna | aetna elevate (n r) | $7.92 | ↑ +2% |
| aetna | aetna performance (n r) | $8.56 | ↑ +10% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $9.97 | ↑ +28% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $10.86 | ↑ +39% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $10.86 | ↑ +39% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $10.94 | ↑ +40% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $12.93 | ↑ +66% |
Visitor-reported prices
Comments
Sterile water/saline, 10 ml at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $5.20 | $1.18 – $4.37 |
| Sanford Westbrook Hospital | Westbrook | $5.19 | $1.57 – $5.83 |
| Sanford Bagley Medical Center | Bagley | $11.37 | $3.42 – $12.71 |
| Sanford Wheaton | Wheaton | $2.40 | $0.73 – $2.70 |
| Sanford Luverne Medical Center | Luverne | $5.09 | $1.20 – $4.46 |
| Sanford Bemidji Medical Center | Bemidji | $17.20 | $0.59 – $12.74 |
| Sanford Worthington Medical Center | Worthington | $3.60 | $0.59 – $4.05 |
| Sanford Tracy Hospital | Tracy | $5.19 | $1.57 – $5.83 |