Psychotherapy patient individual therapy 30 minutes at River Falls Area Hospital
1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725
$114.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$205.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with united healthcare (n,r) vs $205.30 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| united healthcare (n,r) | united healthcare (nr) | $0.01 | ↓ -100% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $41.31 | ↓ -64% |
| medica health system | medica pmap (r) | $55.23 | ↓ -52% |
| blue cross blue shield of minnesota | bc pmap (r) | $56.58 | ↓ -51% |
| blue cross blue shield of minnesota | bc premier (r) | $67.73 | ↓ -41% |
| blue cross blue shield of minnesota | bc state health plan (r) | $71.59 | ↓ -38% |
| bcbs | bc aehp (r) | $79.68 | ↓ -31% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $81.43 | ↓ -29% |
| bc high value/ performance network (r) | bc high value/ performance network (r) | $85.53 | ↓ -26% |
| medicare other | all other medicare (r) | $86.87 | ↓ -24% |
| medica | medica medicare (r) | $91.21 | ↓ -21% |
| bcbs | bc medicare (r) | $91.21 | ↓ -21% |
| medica health system | medica dual solutions (r) | $92.39 | ↓ -20% |
| south country health alliance | scha msho (r) | $95.56 | ↓ -17% |
| all other medicaid | all other medicaid (r) | $98.54 | ↓ -14% |
| south country health alliance | scha pmap (r) | $101.50 | ↓ -12% |
| aetna | aetna elevate (n r) | $125.79 | ↑ +9% |
| aetna | aetna performance (n r) | $135.89 | ↑ +18% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $158.37 | ↑ +38% |
| medicaid | medicaid ma (r) | $169.11 | ↑ +47% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $172.45 | ↑ +50% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $172.45 | ↑ +50% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $173.64 | ↑ +51% |
| allina aetna medicare (r) | allina aetna medicare (r) | $173.78 | ↑ +51% |
| medicare | medicare (r) | $182.93 | ↑ +59% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $205.30 | ↑ +79% |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 30 minutes at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bagley Medical Center | Bagley | $480.00 | $145.26 – $540.00 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $117.65 | $146.31 – $192.08 |
| Owatonna Hospital | Owatonna | $114.97 | $47.78 – $189.87 |
| Abbott Northwestern Hospital | MN 55407 | $117.65 | $146.31 – $402.25 |
| Allina Health Faribault Medical Center | Faribualt | $114.97 | $47.78 – $199.84 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $117.65 | $146.31 – $192.79 |
| Buffalo Hospital | Buffalo | $114.97 | $47.78 – $192.08 |
| Cambridge Medical Center | Cambridge | $114.97 | $47.78 – $199.84 |