Ortho wrst/hnd w/jnt cstm w/fit&adj at River Falls Area Hospital
1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725
$1,897.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,387.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$634.58 with blue cross blue shield of minnesota vs $3,387.60 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield of minnesota | bc pmap (r) | $634.58 | ↓ -67% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $681.59 | ↓ -64% |
| medica health system | medica pmap (r) | $911.26 | ↓ -52% |
| allina aetna medicare (r) | allina aetna medicare (r) | $1,036.84 | ↓ -45% |
| medicare | medicare (r) | $1,091.41 | ↓ -42% |
| medicaid | medicaid ma (r) | $1,108.16 | ↓ -42% |
| medicare other | all other medicare (r) | $1,433.36 | ↓ -24% |
| medica | medica medicare (r) | $1,505.03 | ↓ -21% |
| bcbs | bc medicare (r) | $1,505.03 | ↓ -21% |
| medica health system | medica dual solutions (r) | $1,524.42 | ↓ -20% |
| blue cross blue shield of minnesota | bc state health plan (r) | $1,567.43 | ↓ -17% |
| south country health alliance | scha msho (r) | $1,576.70 | ↓ -17% |
| all other medicaid | all other medicaid (r) | $1,626.05 | ↓ -14% |
| south country health alliance | scha pmap (r) | $1,674.83 | ↓ -12% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $1,790.75 | ↓ -6% |
| blue cross blue shield of minnesota | bc premier (r) | $2,013.87 | ↑ +6% |
| aetna | aetna elevate (n r) | $2,075.58 | ↑ +9% |
| aetna | aetna performance (n r) | $2,242.25 | ↑ +18% |
| bcbs | bc aehp (r) | $2,369.05 | ↑ +25% |
| bc high value/ performance network (r) | bc high value/ performance network (r) | $2,543.06 | ↑ +34% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $2,613.19 | ↑ +38% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $2,845.58 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $2,845.58 | ↑ +50% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $2,865.23 | ↑ +51% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $3,387.60 | ↑ +79% |
Visitor-reported prices
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Ortho wrst/hnd w/jnt cstm w/fit&adj at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bagley Medical Center | Bagley | $1,211.11 | $366.51 – $1,362.49 |
| Sanford Bemidji Medical Center | Bemidji | $1,211.11 | $689.88 – $1,362.49 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $1,626.05 | $431.12 – $1,385.20 |
| Owatonna Hospital | Owatonna | $1,897.06 | $619.21 – $2,499.70 |
| Abbott Northwestern Hospital | MN 55407 | $1,626.05 | $431.12 – $1,385.20 |
| Allina Health Faribault Medical Center | Faribualt | $1,897.06 | $619.21 – $2,499.70 |
| New Ulm Medical Center | MN 56073 | $1,428.22 | $646.00 – $2,085.69 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $1,626.05 | $431.12 – $1,385.20 |